1092 Gallery Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1092 Gallery Dr, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1992
Square Footage2,344 sqft Living Area
Lot Size5,277 sqft (0.121 acres)
OccupancyOwner Occupied
Last Sale$390,000 (2002)
Tax Bill$6,339.00 (2025)

Owner

Source: San Diego County records · APN 161-732-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1092 GALLERY DR, OCEANSIDE, CA 92057-7922
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 04, 2017Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Apr 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
ONE AMERICAN BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2002 · Amount on Record
Deed SaleOct 03, 2002 · Amount on Record
Prior SaleJul 19, 1991 · Amount on Record
Deed Doc Number2002856349
Last Transfer DateSep 28, 2016
Transfer Doc0000532025
Record RefreshedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1092 GALLERY DR, OCEANSIDE, CA 92057-7922
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000200082
DateMay 04, 2017
Instrument2017-0200082
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1092 GALLERY DR, OCEANSIDE, CA 92057-7922
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000166955
DateApr 01, 2020
Instrument2020-0166955
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1092 GALLERY DR, OCEANSIDE, CA 92057-7922
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address1092 GALLERY DR, OCEANSIDE, CA 92057-7922

Mortgage

Document Number0000775165
DateDec 03, 2020
Instrument2020-0775165
Lender
NameONE AMERICAN BANK
TypeBank
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$575,979 (+2%) Land $251,131 Building $324,848
2025$6,339.00 (+8.71%) Homeowner's exemption$564,686 (+4.04%) Land $246,207 Building $318,479
2023$5,831.00 (+0.28%) Homeowner's exemption$542,761 Land $236,648 Building $306,113
2022$5,815.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of California
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN161-732-13-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,344 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area5,277 sqft (0.121 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1092 GALLERY DR
CityOCEANSIDE
StateCA
Zip92057-7922
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 85 TR 012700
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012700
Legal Block2
Legal Lot Number85
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2002
Census Tract18525

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