1086 Gallery Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1086 Gallery Dr, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,344 sqft · built 1992
Lot Size	0.105 acres (4,591 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,610 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`161-732-15-00`

Property Details

APN / Parcel Number

Primary APN	`161-732-15-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,344 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Roof Material	Tile
Lot Area	4,591 sqft (0.105 acres)
Lot Dimensions	94 ft deep x 49 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1086 GALLERY DR
City	OCEANSIDE
State	CA
Zip	92057-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 TR 012700
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012700
Legal Block	2
Legal Lot Number	87
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18525

Owner

Source: San Diego County records · APN 161-732-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1086 GALLERY DR, OCEANSIDE, CA 92057-7922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 26, 2019	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Jul 25, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2018	Grant Deed, Transfer · VA Mortgage PRIME LNDG
Nov 20, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 08, 2017	Grant Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2019
Deed Sale	Nov 26, 2019
Prior Sale	Jun 26, 2018
Deed Document Number	2019551406
Prior Transfer Date	Nov 01, 2019
Prior Transfer Doc	0000551406
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1086 GALLERY DR, OCEANSIDE, CA 92057-7922
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 GALLERY DR, OCEANSIDE, CA 92057-7922

Mortgage

Document Number	0000304956
Date	Jul 26, 2022
Instrument	2022-0304956

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 01, 2052

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 26, 2019
Property Address	1086 GALLERY DR, OCEANSIDE, CA 92057-7922
Document Number	0000551406
Instrument Date	Nov 01, 2019
Instrument	551406
Transaction Type	Transfer
Record Updated	Dec 06, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1086 GALLERY DR OCEANSIDE CA 920577922, OCEANSIDE, CA 92057-7922

Mortgage

Document Number	551407
Date	Nov 26, 2019
Instrument	551407

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2018
Property Address	1086 GALLERY DR, OCEANSIDE, CA 92057-7922
Document Number	0000303376
Instrument Date	Jun 28, 2018
Instrument	303376
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 GALLERY DR OCEANSIDE CA 920577922, OCEANSIDE, CA 92057-7922

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2018
Property Address	1086 GALLERY DR, OCEANSIDE, CA 92057-7922
Document Number	0000259764
Instrument Date	Jun 12, 2018
Instrument	259764
Transaction Type	Transfer
Record Updated	Jul 02, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 GALLERY DR OCEANSIDE CA 920577922, OCEANSIDE, CA 92057-7922

Mortgage

Document Number	259765
Date	Jun 26, 2018
Instrument	259765

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 20, 2017
Property Address	1086 GALLERY DR, OCEANSIDE, CA 92057-7922
Document Number	0000540868
Instrument Date	Nov 10, 2017
Instrument	540868
Transaction Type	Transfer
Record Updated	Nov 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1086 GALLERY DR OCEANSIDE CA 920577922, OCEANSIDE, CA 92057-7922

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 08, 2017
Property Address	1086 GALLERY DR, OCEANSIDE, CA 92057-7922
Document Number	0000414189
Instrument Date	Aug 21, 2017
Instrument	414189
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$646.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 GALLERY DR OCEANSIDE CA 920577922, OCEANSIDE, CA 92057-7922

Mortgage

Document Number	414190
Date	Sep 08, 2017
Instrument	414190

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 07, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$681,835 (+2%) Land $412,890 Building $268,945
2025	$5,610.00 (+7%)	$668,467 (+4.04%) Land $404,795 Building $263,672
2023	$5,243.00 (-1.39%)	$642,511 Land $389,077 Building $253,434
2022	$5,317.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 332 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Cox Communications, San Diego Broadband, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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