10957 Oak St, Portage, OH 43451 Property Records

Wood County property record for 10957 Oak St, Portage, OH 43451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,482 sqft · built 1974
Lot Size	0.469 acres (20,473 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I32-410-1300-00-027.000`

Property Details

APN / Parcel Number

Primary APN	`I32-410-1300-00-027.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	170 ft deep x 120 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Shed	1 Shed
Shed Area	96 sqft
Gazebo	153 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10957 OAK ST
City	PORTAGE
State	OH
Zip	43451-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N120' S1162.15' W170' E510' NE NE PARCEL I
Legal Range	10
Legal Township	04
Legal Section	13
Legal Tract	8
Jurisdiction	WOOD OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2028
Census Tract	21500

Owner

10957 Oak St is owned and occupied by two individuals who acquired it in August 2015.

Source: Wood County records, as of February 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10957 OAK ST, PORTAGE, OH 43451-9759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit HUNTINGTONIZED FCU
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2013
Deed Sale	Oct 23, 2013
Prior Sale	Oct 23, 2013
Deed Document Number	0000017570
Deed Book / Page	003258 / 000604
Last Transfer Date	Aug 27, 2015
Transfer Doc	0000011305
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD OH
Property Address	10957 OAK ST, PORTAGE, OH 43451-9759
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10957 OAK ST, PORTAGE, OH 43451-9759

Mortgage

Document Number	0000015441
Date	Sep 1, 2021
Book Page	3918/864
Instrument	202115441

Lender

Name	HUNTINGTONIZED FCU
Type	Credit Union
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD OH
Property Address	10957 OAK ST, PORTAGE, OH 43451-9759
Document Number	0000005619
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018
Title Company	ACCURATE GROUP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10957 OAK ST PORTAGE OH 434519759, PORTAGE, OH 43451-9759

Mortgage

Document Number	0000005619
Date	May 1, 2018
Book Page	003604/000223
Instrument	5619

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10957 Oak St was $2,439.

Source: Wood County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Wood County
County Subdivision	Liberty Township
Unified School District	Bowling Green City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00	$56,490 Land $10,255 Building $46,235
2023	$2,435.00 (+11.49%)	$56,500 (+14.07%) Land $10,260 Building $46,240	$161,400 Land $29,300 Building $132,100
2022	$2,184.00	$49,530 Land $8,890 Building $40,640
2020			$141,500 Land $25,400 Building $116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10957 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2005–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10957 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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