10849 Oak St, Portage, OH 43451 Property Records

Wood County property record for 10849 Oak St, Portage, OH 43451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,420 sqft · built 1974
Lot Size	0.923 acres (40,202 sqft)
Owner	Individual Name on File
Tax Bill	$2,401 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan Sep 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`I32410130000019504`

Property Details

APN / Parcel Number

Primary APN	`I32410130000019504`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,420 sqft Living Area
Gross Area	2,948 sqft
1st Floor Area	1,882 sqft
Attic	Attic
Attic Area	538 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	40,202 sqft (0.923 acres)
Lot Dimensions	335 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	692 sqft
Patio Area	692 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	10849 OAK ST
City	PORTAGE
State	OH
Zip	43451-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W335.08 E675 S120 N999.13 NE NE
Legal Range	10N
Legal Township	4E
Legal Section	13
Jurisdiction	WOOD OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2028
Census Tract	21500

Owner

10849 Oak St is owned and occupied by an individual who acquired it in August 2026.

Source: Wood County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10849 OAK ST, PORTAGE, OH 43451-9759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Sep 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 19, 2026
Transfer Doc	0000010652
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD OH
Recording Date	Oct 2, 2026
Property Address	10849 OAK ST, PORTAGE, OH 43451-9759
Document Number	0000011768
Instrument Date	Sep 25, 2026
Instrument	202611768
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10849 OAK ST, PORTAGE, OH 43451-9759

Mortgage

Document Number	0000011768,
Date	Oct 2, 2026
Instrument	202611768

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2056

Interest

Max Rate	-1%

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOOD OH
Recording Date	Sep 8, 2026
Property Address	10849 OAK ST, PORTAGE, OH 43451-9759
Document Number	0000010652
Instrument Date	Aug 19, 2026
Instrument	202610652
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10849 OAK ST, PORTAGE, OH 43451-9759

Tax Assessment & Valuation

The 2025 property tax bill for 10849 Oak St was $2,401 with a homeowner's exemption.

Source: Wood County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Wood County
County Subdivision	Liberty Township
Unified School District	Bowling Green City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,401.00 Homeowner's exemption	$67,095 (-) Land $11,410 Building $55,685	$191,700 Land $32,600 Building $159,100
2024	$2,401.00 (-1.68%) Homeowner's exemption	$67,095 (-0.01%) Land $11,410 Building $55,685
2023	$2,442.00 (+18.6%) Homeowner's exemption	$67,100 (+18.61%) Land $11,410 Building $55,690	$191,700 Land $32,600 Building $159,100
2022	$2,059.00 Homeowner's exemption	$56,570 Land $9,910 Building $46,660
2020			$161,600 Land $28,300 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10849 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2005–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10849 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures