10937 Oak St, Portage, OH 43451 Property Records

Wood County property record for 10937 Oak St, Portage, OH 43451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 1974
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$212,500 (Dec 2022)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I32-410-1300-00-019.506`

Property Details

APN / Parcel Number

Primary APN	`I32-410-1300-00-019.506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
1st Floor Area	1,864 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	40,075 sqft (0.919 acres)
Lot Dimensions	335 ft deep x 120 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10937 OAK ST
City	PORTAGE
State	OH
Zip	43451-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W335.08' E675' S120' N409.13' NE NE
Legal Range	10
Legal Township	04
Legal Section	13
Legal Tract	12
Jurisdiction	WOOD OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2028
Census Tract	21500

Owner

10937 Oak St is owned and occupied by an individual who bought it in December 2022.

Source: Wood County records, as of February 26, 2026

Owner of Record	Individual Name on File
Mailing Address	10937 OAK ST, PORTAGE, OH 43451-9759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit IMPACT CREDIT UNION INC
Aug 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage IMPACT CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	Aug 17, 2020
Deed Document Number	2296
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOOD OH
Recording Date	Dec 9, 2022
Property Address	10937 OAK ST, PORTAGE, OH 43451-9759
Document Number	0000015861
Instrument Date	Dec 1, 2022
Instrument	202215861
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10937 OAK ST, PORTAGE, OH 43451-9759

Mortgage

Document Number	0000015862
Date	Dec 9, 2022
Instrument	202215862

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD OH
Property Address	10937 OAK ST, PORTAGE, OH 43451-9759
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019709
Date	Nov 8, 2021
Book Page	3940/306
Instrument	202119709

Lender

Name	IMPACT CREDIT UNION INC
Type	Credit Union
Address	CLYDE, OH 43410

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOOD OH
Recording Date	Aug 17, 2020
Property Address	10937 OAK ST, PORTAGE, OH 43451-9759
Document Number	0000012067
Book / Page	3795 / 1026
Instrument Date	Aug 7, 2020
Instrument	202012067
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10937 OAK ST, PORTAGE, OH 43451-9759

Mortgage

Document Number	0000012066
Date	Aug 17, 2020
Instrument	202012066

Lender

Name	IMPACT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Mortgage

Document Number	0000012068
Date	Aug 17, 2020
Book Page	3795/1028
Instrument	202012068

Lender

Name	IMPACT CREDIT UNION INC
Type	Credit Union
Address	CLYDE, OH 43410

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10937 Oak St was $2,907 with a homeowner's exemption.

Source: Wood County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Wood County
County Subdivision	Liberty Township
Unified School District	Bowling Green City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,907.00 Homeowner's exemption	$68,950 (-) Land $11,410 Building $57,540
2024	$2,907.00 (+0.1%) Homeowner's exemption	$68,950 (-) Land $11,410 Building $57,540
2023	$2,904.00 (+12.47%) Homeowner's exemption	$68,950 (+14.78%) Land $11,410 Building $57,540	$197,000 Land $32,600 Building $164,400
2022	$2,582.00 Homeowner's exemption	$60,070 Land $9,910 Building $50,160
2020			$171,600 Land $28,300 Building $143,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10937 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2005–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10937 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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