10957 Lake Rd, De Witt, IL 61735 Property Records

De Witt County property record for 10957 Lake Rd, De Witt, IL 61735

Property Summary

Property Type	Rural Home
Details	1 ba · 1,856 sqft · built 1960
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$4,854 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-11-200-010`

Property Details

APN / Parcel Number

Primary APN	`08-11-200-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,856 sqft Living Area
Basement Area	1,856 sqft
Unfinished Basement	1,856 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	10957 LAKE RD
City	DEWITT
State	IL
Zip	61735-9475
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S11 T20 R3, N1/2 N1/2 NE NE
Legal Range	03
Legal Township	20
Legal Section	11
Legal Subdivision	HA - SECTION 11
Jurisdiction	DEWITT IL
Township / Civil Division	HARP
Census Block Group	2
Census Block	2057
Census Tract	971500

Owner

Source: De Witt County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10957 LAKE RD, DEWITT, IL 61735-9475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Special Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO
Sep 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DEWITT IL
Recording Date	Jan 14, 2026
Property Address	10957 LAKE RD, DEWITT, IL 61735-9475
Document Number	0000270634
Instrument Date	Jan 7, 2026
Instrument	270634
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 ABBOTT DR, CARTER LAKE, IA 51510-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10957 LAKE RD, DEWITT, IL 61735-9475

Mortgage

Document Number	0000270595
Date	Jan 14, 2026
Instrument	270595

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	10957 LAKE RD, DEWITT, IL 61735-9475
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260863
Date	Sep 1, 2021
Instrument	260863

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: De Witt County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	De Witt County
County Subdivision	Harp Township
Unified School District	Clinton Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,854.00 (+17.19%)	$95,587 (+16.67%) Land $5,687 Building $89,900	$283,399 (+16.35%) Land $283,399
2023		$81,930 (+4.99%) Land $4,547 Building $77,383	$243,585 (+4.9%) Land $243,585
2022	$4,142.00	$78,035 Land $4,232 Building $73,803	$232,199 Land $232,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3
Wireless Data Net Fixed Wireless	10 / 1
MR Systems Wireless Fixed Wireless	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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