10781 Lake Rd, De Witt, IL 61735 Property Records

De Witt County property record for 10781 Lake Rd, De Witt, IL 61735

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 2013
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,687 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-11-200-016`

Property Details

APN / Parcel Number

Primary APN	`08-11-200-016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Metal
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	10781 LAKE RD
City	DEWITT
State	IL
Zip	61735-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 11 T20 R3, PT S1/2 NE NE - BEG 837.7S NE COR NE, S413.68, W526.5, N413.68, E526.5 TO POB
Legal Range	03
Legal Township	20
Legal Section	11
Legal Subdivision	HA - SECTION 11
Jurisdiction	DEWITT IL
Township / Civil Division	HARP
Census Block Group	2
Census Block	2057
Census Tract	971500

Owner

Source: De Witt County records · APN 08-11-200-016

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10781 LAKE RD, DEWITT, IL 61735-9412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Mar 01, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES III LLC
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Apr 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEWITT IL
Recording Date	Jul 29, 2022
Property Address	10781 LAKE RD, DEWITT, IL 61735-9412
Document Number	0000263150
Instrument Date	Jul 29, 2022
Instrument	263150
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10781 LAKE RD, DEWITT, IL 61735-9412

Mortgage

Document Number	0000263151
Date	Jul 29, 2022
Instrument	263151

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.88%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	10781 LAKE RD, DEWITT, IL 61735-9412
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FRONTIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	251386
Date	Mar 01, 2018
Instrument	251386

Lender

Name	MORTGAGE SERVICES III LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	10781 LAKE RD, DEWITT, IL 61735-9412
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	258729
Date	Jan 14, 2021
Instrument	258729

Lender

Name	FIRST STATE MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	10781 LAKE RD, DEWITT, IL 61735-9412
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	256534
Date	Apr 01, 2020
Instrument	256534

Lender

Name	FIRST STATE MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: De Witt County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	De Witt County
County Subdivision	Harp Township
Unified School District	Clinton Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,687.00 (+79.58%)	$87,681 (+19.79%) Land $10,818 Building $76,863	$263,069 (+19.79%) Land $263,069
2023		$73,195 (+42.42%) Land $9,031 Building $64,164	$219,607 (+42.43%) Land $219,607
2022	$2,610.00	$51,392 Land $8,520 Building $42,872	$154,191 Land $154,191

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, De Witt County (17039C), as of November 2, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Ridge Telephone Company Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	25 / 3
Wireless Data Net Fixed Wireless	10 / 1
MR Systems Wireless Fixed Wireless	10 / 1

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures