10901 Lake Rd, De Witt, IL 61735 Property Records

De Witt County property record for 10901 Lake Rd, De Witt, IL 61735

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,970 sqft · built 2016
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jul 2024)
Tax Bill	$7,113 (2025)
Deeds & Mortgages	Aug 2025 Mortgage May 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`08-11-200-013`

Property Details

APN / Parcel Number

Primary APN	`08-11-200-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,970 sqft Living Area
Basement Area	1,853 sqft
Unfinished Basement	1,853 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	10901 LAKE RD
City	DEWITT
State	IL
Zip	61735-9475
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S11 T20 R3, S1/2 N1/2 NE NE
Legal Range	03
Legal Township	20
Legal Section	11
Legal Subdivision	HA - SECTION 11
Jurisdiction	DEWITT IL
Township / Civil Division	HARP
Census Block Group	2
Census Block	2057
Census Tract	971500

Owner

Source: De Witt County records · APN 08-11-200-013

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10901 LAKE RD, DEWITT, IL 61735-9475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2025	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
May 15, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF CHESTNUT
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Aug 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK & TRUST NA
Jul 17, 2024	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jun 11, 2020	Intrafamily Transfer, Transfer
Feb 20, 2019	Intrafamily Transfer, Transfer
May 03, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	May 03, 2019 · Amount on Record
Deed Document Number	2024267410
Prior Transfer Date	Jun 11, 2020
Prior Transfer Doc	256983
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	10901 LAKE RD, DEWITT, IL 61735-9475
Transaction Type	Mortgage
Record Updated	May 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10901 LAKE RD, DEWITT, IL 61735-9475

Mortgage

Document Number	0000269642
Date	Aug 07, 2025
Instrument	269642

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2040

Interest

Rate Type	Fixed Rate
Rate	5.87%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	10901 LAKE RD, DEWITT, IL 61735-9475
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249451
Date	May 15, 2017
Instrument	249451

Lender

Name	BANK OF CHESTNUT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 23, 2022

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	10901 LAKE RD, DEWITT, IL 61735-9475
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255915
Date	Dec 30, 2019
Instrument	255915

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	10901 LAKE RD, DEWITT, IL 61735-9475
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000257412
Date	Aug 06, 2020
Instrument	257412

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Interest

Rate Type	Fixed Rate

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEWITT IL
Recording Date	Jul 17, 2024
Property Address	10901 LAKE RD, DEWITT, IL 61735-9475
Document Number	0000267410
Instrument Date	Jul 12, 2024
Instrument	267410
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10901 LAKE RD, DEWITT, IL 61735-9475

Mortgage

Document Number	0000267411
Date	Jul 17, 2024
Instrument	267411

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2054

Interest

Rate Type	Fixed Rate
Rate	7%

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DEWITT IL
Recording Date	Jun 11, 2020
Property Address	10901 LAKE RD, DEWITT, IL 61735-9475
Document Number	256983
Instrument Date	Jun 11, 2020
Instrument	256983
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10901 LAKE RD, DEWITT, IL 61735-9475

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DEWITT IL
Recording Date	Feb 20, 2019
Property Address	10901 LAKE RD, DEWITT, IL 61735-9475
Document Number	253795
Instrument Date	Feb 04, 2019
Instrument	253795
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10901 LAKE RD, DEWITT, IL 61735-9475

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEWITT IL
Recording Date	May 03, 2019
Property Address	10901 LAKE RD, DEWITT, IL 61735-9475
Document Number	254292
Instrument Date	May 02, 2018
Instrument	254292
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10901 LAKE RD, DEWITT, IL 61735-9475

Mortgage

Document Number	254293
Date	May 03, 2019
Instrument	254293

Lender

Name	MORTGAGE SERVICES III LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.38%

Tax Assessment & Valuation

Source: De Witt County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	De Witt County
County Subdivision	Harp Township
Unified School District	Clinton Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,113.00 (+8.33%)	$129,943 (+8.69%) Land $6,137 Building $123,806	$383,720 (+8.69%) Land $383,720
2024	$6,566.00 (+17.65%)	$119,555 (+9.71%) Land $5,631 Building $113,924	$353,048 (+9.31%) Land $353,048
2023		$108,977 (+5.75%) Land $4,745 Building $104,232	$322,967 (+5.69%) Land $322,967
2022	$5,581.00	$103,049 Land $4,415 Building $98,634	$305,593 Land $305,593

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 2, 2007 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Ridge Telephone Company Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	25 / 3
Wireless Data Net Fixed Wireless	10 / 1
MR Systems Wireless Fixed Wireless	10 / 1

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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