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10955 Saddle Rd, Monterey, CA 93940 Property Records

Monterey County property record for 10955 Saddle Rd, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,468 sqft · built 1983
Lot Size2.88 acres (125,453 sqft)
Owner2 Company Names on File
Last Sale$1,450,000 (Aug 2025)
Tax Bill$4,206 (2025)
Deeds & MortgagesOct 2025 Transfer
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN416-191-014-000

Property Details

APN / Parcel Number

Primary APN416-191-014-000
Alternative APN
  • 416-191-014

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area2,468 sqft Living Area
1st Floor Area2,468 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleOther
Construction TypeWood
Lot Area125,453 sqft
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number416-191-014
Street Address10955 SADDLE RD
CityMONTEREY
StateCA
Zip93940-6675
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSRS MP MTY CITY LNDS TR2 & ASSRS MP LAGUNA SECA RO POR OF L3 SHOWN AS PAR B IN 10 V/S PG93 2.88 AC EXC SCENIC EASEMT TO MTY CO IN R1237-442
Legal SubdivisionHIDDEN MESA WEST MONTEREY CITY LAND
Legal Tract2
Legal Block1
Legal Lot Number3
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1033
Census Tract13200

Owner

10955 Saddle Rd is owned by a company that bought it in August 2025.

Source: Monterey County records, as of August 26, 2026

Owner of Record2 Company Names on File
Mailing Address475 LARKIN ST, MONTEREY, CA 93940-2607
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Intrafamily Transfer, Transfer
Jun 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2025 · Amount on File
Deed SaleAug 29, 2025 · Amount on File
Deed Document Number202528906
Prior Transfer DateJan 19, 2023
Prior Transfer Doc0000002270
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateOct 3, 2025
Property Address10955 SADDLE RD, MONTEREY, CA 93940
Document Number0000033770
Map ReferenceVOL 10 PG 93
Instrument DateSep 29, 2025
Instrument2025033770
Transaction TypeTransfer
Record UpdatedOct 13, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address475 LARKIN ST, MONTEREY, CA 93940-2607

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateJun 26, 2018
Property Address10955 SADDLE RD, MONTEREY, CA 93940
Document Number0000027990
Instrument DateJun 20, 2018
Instrument27990
Transaction TypeTransfer
Record UpdatedJul 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 2924 CARMEL CA 939212924, CARMEL, CA 93921-2924

Tax Assessment & Valuation

The 2025 property tax bill for 10955 Saddle Rd was $4,206.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,450,000 (+287%) Land $800,000 Building $650,000
2025$4,206.00 Homeowner's exemption$374,677 Land $69,253 Building $305,424
2023$3,855.00 (+1.45%) Homeowner's exemption$360,130 Land $66,565 Building $293,565
2022$3,800.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10955 Saddle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10955 Saddle Rd is high, ranking above 88% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 69% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - HIDDEN HILLS
private · serves 1,521 people · EPA ID CA2710022
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cruzio.

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