11106 Saddle Rd, Monterey, CA 93940 Property Records

Monterey County property record for 11106 Saddle Rd, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 5,279 sqft · built 2004
Lot Size2.81 acres (122,839 sqft)
OwnerCompany Name on File
Last Sale$2,150,000 (Sep 2008)
Tax Bill$31,173 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN416-131-032-000

Property Details

APN / Parcel Number

Primary APN416-131-032-000
Alternative APN
  • 416-131-032

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms16 Rooms
Stories2 Stories
Building Area5,279 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Lot Area122,839 sqft
Garage Area1,216 sqft
Parking Spaces5 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number416-131-032
Street Address11106 SADDLE RD
CityMONTEREY
StateCA
Zip93940-6646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN HILLS ESTATES TRACT NO 980 LOT 81 2.82 AC SCENIC EASEMENT MONTEREY COUNTY R1688-1075
Legal SubdivisionHIDDEN HILLS ESTATES
Legal Tract980
Legal Block1
Legal Lot Number81
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1033
Census Tract13200

Owner

11106 Saddle Rd is owned by a company that bought it in September 2008.

Source: Monterey County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address229 AVENUE I, 300, REDONDO BEACH, CA 90277-5600
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2008 · Amount on File
Deed SaleSep 9, 2008 · Amount on File
Prior SaleJul 31, 1998 · Amount on File
Deed Document Number200859146
Prior Transfer DateMar 22, 2004
Prior Transfer Doc0000043294
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address11106 SADDLE RD, MONTEREY, CA 93940-6646
Document Number0000011923
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address229 AVENUE I #300 REDONDO BEACH CA 902775600, 300, REDONDO BEACH, CA 90277-5600

Mortgage

Document Number0000011923
DateMar 3, 2017
Instrument11923
Lender
NameFIRSTBANK
TypeBank
AddressLAKEWOOD, CO 80215
Agreement
AmountAmount on Record
Term360 Months
DueMar 2, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 11106 Saddle Rd was $31,173.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,802,949 (+2%) Land $1,108,141 Building $1,694,808
2025$31,173.00$2,747,990 Land $1,086,413 Building $1,661,577
2023$28,578.00 (+1.4%)$2,641,284 Land $1,044,227 Building $1,597,057
2022$28,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11106 Saddle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11106 Saddle Rd is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 64% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - HIDDEN HILLS
private · serves 1,521 people · EPA ID CA2710022
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio.

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