Monterey County property record for 10745 Saddle Rd, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,098 sqft · built 1983 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500,000 (Jun 2021) |
| Tax Bill | $18,435 (2025) |
| Deeds & Mortgages | Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 416-191-018-000 |
| Primary APN | 416-191-018-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,098 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 108,900 sqft |
| Garage Area | 887 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 10745 SADDLE RD |
|---|---|
| City | MONTEREY |
| State | CA |
| Zip | 93940-6609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MP MCL TR2 PAR C AS SHOWN ON R/S VOL 9 PG 107 EXC PORS DESC IN R675-716 & 723 & R676-146 2.5 AC RWS EXC RWS & EXC SCENIC EASEMENT TO CO OF MTY |
| Legal Tract | 2 |
| Legal Block | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 13200 |
10745 Saddle Rd is owned and occupied by two individuals who bought it in June 2021.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10745 SADDLE RD, MONTEREY, CA 93940-6609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on File |
| Deed Sale | Jun 21, 2021 · Amount on File |
| Deed Document Number | 202142987 |
| Prior Transfer Date | Nov 1, 2012 |
| Prior Transfer Doc | 0000067113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 21, 2021 |
| Property Address | 10745 SADDLE RD, MONTEREY, CA 93940-6609 |
| Document Number | 0000042987 |
| Map Reference | MB 9 PG 107 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021042987 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 10745 SADDLE RD, MONTEREY, CA 93940-6609 |
The 2025 property tax bill for 10745 Saddle Rd was $18,435 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,656,118 (+2%) Land $772,855 Building $883,263 | |
| 2025 | $18,435.00 | $1,623,646 Land $757,701 Building $865,945 |
| 2023 | $16,826.00 (+1.41%) Homeowner's exemption | $1,560,600 Land $728,280 Building $832,320 |
| 2022 | $16,592.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10745 Saddle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10745 Saddle Rd is high, ranking above 88% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 69% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - HIDDEN HILLS private · serves 1,521 people · EPA ID CA2710022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures