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10953 SW 38th Ter, Miami, FL 33165 Property Records

Miami-Dade County property record for 10953 SW 38th Ter, Miami, FL 33165

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,554 sqft · built 1985
Lot Size0.088 acres (3,850 sqft)
OwnerIndividual Name on Record
Last Sale$107,000 (Aug 1999)
Tax Bill$6,419 (2025)
Deeds & MortgagesMar 2022 Transfer
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN30-4018-071-0040

Property Details

APN / Parcel Number

Primary APN30-4018-071-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,554 sqft Living Area
Gross Area1,758 sqft
1st Floor Area1,554 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area3,850 sqft (0.088 acres)
PorchPorch
Porch Area156 sqft
Patio Area50 sqft

Location & Zoning

Street Address10953 SW 38TH TER
CityMIAMI
StateFL
Zip33165-4447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3700
Legal DescriptionGARLIN SUB PB 126-70 LOT 2B BLK 1 LOT SIZE 3850 SQ FT M/L OR 18763-3866 0899 1
Legal Range40E
Legal Township54S
Legal Section18
Legal SubdivisionGARLIN SUB
Legal Block1
Legal Lot Number2B
JurisdictionDADE FL
Township / Civil DivisionSOUTH WESTSIDE
Census Block Group1
Census Block1019
Census Tract8810

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10953 SW 38TH TER, MIAMI, FL 33165-4447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
ANA T FERNANDEZ

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 1999 · Amount on Record
Deed SaleAug 31, 1999 · Amount on Record
Prior SaleDec 28, 1993 · Amount on Record
Deed Book / Page18763 / 3866
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDADE FL
Recording DateMar 11, 2022
Property Address10953 SW 38TH TER, MIAMI, FL 33165-4447
Document Number0000207064
Book / Page33063 / 3208
Map ReferenceMB 126 PG 70
Instrument DateMar 2, 2022
Instrument2022R0207064
Transaction TypeTransfer
Record UpdatedApr 8, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1440 SW 119TH CT, 1440, MIAMI, FL 33184-2463

Transferred To (Grantee/Buyer)

NameVerified Name
Address10953 SW 38TH TER, MIAMI, FL 33165-4447

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address10953 SW 38TH TER, MIAMI, FL 33165-4447
Document Number0000338417
Instrument DateMay 22, 2019
Transaction TypeMortgage
Record UpdatedJun 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10953 SW 38TH TER MIAMI FL 331654447, MIAMI, FL 33165-4447

Mortgage

Document Number0000338417
DateMay 31, 2019
Book Page031464/003330
Instrument338417
Lender
NameANA T FERNANDEZ
Address13430 SW 17TH CT, MIRAMAR, FL 33027-3444
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueMay 30, 2022

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,419.00 (+7.9%) Homeowner's exemption$378,318 (+5.99%)$454,685 (+27.38%) Land $231,000 Building $223,685
2023$5,949.00 (+23.78%) Homeowner's exemption$356,948 (+29.53%) Land $177,100 Building $179,848$356,948 (+29.53%) Land $177,100 Building $179,848
2022$4,806.00$275,579 Land $94,325 Building $181,254$275,579 Land $94,325 Building $181,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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