Miami-Dade County property record for 10963 SW 38th Ter, Miami, FL 33165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 1985 |
| Lot Size | 0.088 acres (3,850 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,462 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-4018-071-0020 |
| Primary APN | 30-4018-071-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 1,740 sqft |
| 1st Floor Area | 1,656 sqft |
| Flooring | Covered |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 3,850 sqft (0.088 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 225 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 10963 SW 38TH TER |
|---|---|
| City | MIAMI |
| State | FL |
| Zip | 33165-4447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3700 |
| Legal Description | GARLIN SUB PB 126-70 LOT 1B BLK 1 LOT SIZE 3850 SQ FT M/L OR 12655-1611 0985 1 COC 22141-2824 03 2004 4 |
| Legal Range | 40E |
| Legal Township | 54S |
| Legal Section | 18 |
| Legal Subdivision | GARLIN SUB |
| Legal Block | 1 |
| Legal Lot Number | 1B |
| Jurisdiction | DADE FL |
| Township / Civil Division | SOUTH WESTSIDE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 8810 |
10963 SW 38th Ter is owned and occupied by two individuals who acquired it in March 2004.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10963 SW 38TH TER, MIAMI, FL 33165-4447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 16, 2004 |
| Transfer Doc | 0000193835 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10963 SW 38th Ter was $1,462 with exemptions applied.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,462.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $118,841 | $440,168 Land $231,000 Building $209,168 |
| 2023 | $1,774.00 (+5.85%) Homeowner's exemption | $112,129 (+3%) | $345,469 (+30.88%) Land $177,100 Building $168,369 |
| 2022 | $1,676.00 Homeowner's exemption | $108,864 | $263,963 Land $94,325 Building $169,638 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10963 SW 38th Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10963 SW 38th Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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