Miami-Dade County property record for 10945 SW 38th Ter, Miami, FL 33165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,134 sqft · built 1985 |
| Lot Size | 0.088 acres (3,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Apr 2016) |
| Tax Bill | $1,646 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-4018-071-0050 |
| Primary APN | 30-4018-071-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| Gross Area | 1,308 sqft |
| 1st Floor Area | 1,134 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 3,850 sqft (0.088 acres) |
| Porch | Porch |
| Porch Area | 58 sqft |
| Patio Area | 188 sqft |
| Street Address | 10945 SW 38TH TER |
|---|---|
| City | MIAMI |
| State | FL |
| Zip | 33165-4447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3700 |
| Legal Description | GARLIN SUB PB 126-70 LOT 3A BLK 1 LOT SIZE 3850 SQ FT M/L OR 15392-751 0292 4 COC 23844-3575 09 2005 5 |
| Legal Range | 40E |
| Legal Township | 54S |
| Legal Section | 18 |
| Legal Subdivision | GARLIN SUB |
| Legal Block | 1 |
| Legal Lot Number | 3A |
| Jurisdiction | DADE FL |
| Township / Civil Division | SOUTH WESTSIDE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 8810 |
10945 SW 38th Ter is owned and occupied by an individual who bought it in April 2016.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10945 SW 38TH TER, MIAMI, FL 33165-4447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on File |
| Deed Sale | Apr 1, 2016 · Amount on File |
| Deed Document Number | 2016192829 |
| Deed Book / Page | 0021 / 2484 |
| Prior Transfer Date | Sep 13, 2015 |
| Prior Transfer Doc | 0000074043 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10945 SW 38th Ter was $1,646 with exemptions applied, up 3.8% from the year before.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,646.00 (+3.78%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $129,688 | $400,757 Land $231,000 Building $169,757 |
| 2024 | $1,586.00 (+14.68%) | ||
| 2023 | $1,383.00 (+2.22%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $122,364 (+3%) | $313,008 (+35.34%) Land $177,100 Building $135,908 |
| 2022 | $1,353.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $118,800 | $231,267 Land $94,325 Building $136,942 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10945 SW 38th Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10945 SW 38th Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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