10953 Ranchito St, El Monte, CA 91731 Property Records

Los Angeles County property record for 10953 Ranchito St, El Monte, CA 91731

Property Summary

Property Type	Duplex
Details	6 bd · 6 ba · 5,565 sqft · built 1994
Lot Size	0.373 acres (16,226 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jan 2014)
Tax Bill	$15,672 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8575-003-004`

Property Details

APN / Parcel Number

Primary APN	`8575-003-004`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Units	2 Units
Building Area	5,565 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	16,226 sqft (0.373 acres)
Lot Dimensions	231 ft deep x 70 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10953 RANCHITO ST
City	EL MONTE
State	CA
Zip	91731-1329
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	EMR1B*
Legal Description	TRACT # 11757 LOT 18
Legal Subdivision	11757
Legal Tract	11757
Legal Block	2
Legal Lot Number	18
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	2
Census Block	2001
Census Tract	432402

Owner

10953 Ranchito St, a duplex, is owned and occupied by two individuals who bought it in January 2014.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10955 RANCHITO ST, EL MONTE, CA 91731-1329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage REVE MORTGAGE
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Jul 26, 2019	Deed of Trust, Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2014 · Amount on File
Deed Sale	Jan 31, 2014 · Amount on File
Prior Sale	Dec 8, 1997 · Amount on File
Deed Document Number	2014108017
Prior Transfer Date	Jun 15, 1994
Prior Transfer Doc	0001354741
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10953 RANCHITO ST, EL MONTE, CA 91731-1329
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10955 RANCHITO ST, EL MONTE, CA 91731-1329

Mortgage

Document Number	0001642440
Date	Nov 2, 2021
Instrument	21-1642440

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10953 RANCHITO ST, EL MONTE, CA 91731-1329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000645059
Date	Jun 12, 2017
Instrument	17-0645059

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10953 RANCHITO ST, EL MONTE, CA 91731-1329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000382342
Date	Apr 3, 2020
Instrument	20-0382342

Lender

Name	REVE MORTGAGE
Type	Non-Lending Institution
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10953 RANCHITO ST, EL MONTE, CA 91731-1329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000747047
Date	Jul 8, 2020
Instrument	20-0747047

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10953 RANCHITO ST, EL MONTE, CA 91731-1329
Document Number	0000853664
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10955 RANCHITO ST EL MONTE CA 917311329, EL MONTE, CA 91731-1329

Mortgage

Document Number	0000853664
Date	Aug 23, 2019
Instrument	853664

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10953 Ranchito St was $15,672 with a homeowner's exemption, up 8.9% from the year before.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Elementary School District	El Monte City School District (KG - 08)
Secondary School District	El Monte Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,062,810 (+2%) Land $500,144 Building $562,666
2025	$15,672.00 (+8.92%) Homeowner's exemption	$1,041,972 Land $490,338 Building $551,634
2024	$14,389.00 (+1.98%)
2023	$14,109.00 (+3.84%) Homeowner's exemption	$1,001,513 Land $471,299 Building $530,214
2022	$13,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10953 Ranchito St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10953 Ranchito St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WATER CO.-EL MONTE private · serves 240,000 people · EPA ID CA1910039
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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