10944 Ranchito St, #C, El Monte, CA 91731 Property Records

Los Angeles County property record for 10944 Ranchito St, #C, El Monte, CA 91731

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 2,434 sqft · built 2002
Lot Size	0.105 acres (4,580 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Jul 2013)
Tax Bill	$10,590 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8575-004-039`

Property Details

APN / Parcel Number

Primary APN	`8575-004-039`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,434 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	4,580 sqft (0.105 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10944 RANCHITO ST, C
City	EL MONTE
State	CA
Zip	91731-1330
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	EMR1B*
Legal Description	P M 305-42-43 LOT 3
Legal Subdivision	CITY OF EL MONTE
Legal Block	2
Legal Lot Number	3
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	2
Census Block	2003
Census Tract	432402

Owner

10944 Ranchito St, #C is owned and occupied by an individual who acquired it in October 2015.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	10944 RANCHITO ST, C, EL MONTE, CA 91731-1330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 28, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOP WORLD INVESTMENT INC TOP WORLD INVESTMENT INC
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACG FUNDING INC
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC BAY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2013 · Amount on File
Deed Sale	Jul 19, 2013 · Amount on File
Deed Document Number	20131066476
Last Transfer Date	Oct 6, 2015
Transfer Doc	0001268944
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10944 RANCHITO ST # C, C, EL MONTE, CA 91731-1330
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10944 RANCHITO ST C, C, EL MONTE, CA 91731-1330

Mortgage

Document Number	0001169619
Date	Jul 30, 2021
Instrument	21-1169619

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10944 RANCHITO ST # C, C, EL MONTE, CA 91731-1330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10944 RANCHITO ST C, C, EL MONTE, CA 91731-1330

Mortgage

Document Number	0001735921
Date	Dec 28, 2020
Instrument	20-1735921

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10944 RANCHITO ST # C, C, EL MONTE, CA 91731-1330
Document Number	0001110995
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10944 RANCHITO ST #C EL MONTE CA 917311330, C, EL MONTE, CA 91731-1330

Mortgage

Document Number	0001110995
Date	Sep 15, 2020
Instrument	1110995

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CITY OF INDUSTRY, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10944 RANCHITO ST # C, C, EL MONTE, CA 91731-1330
Document Number	0001352272
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10944 RANCHITO ST #C EL MONTE CA 917311330, C, EL MONTE, CA 91731-1330

Mortgage

Document Number	0001352272
Date	Dec 6, 2019
Instrument	1352272

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10944 RANCHITO ST # C, C, EL MONTE, CA 91731-1330
Document Number	0001021245
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10944 RANCHITO ST #C EL MONTE CA 917311330, C, EL MONTE, CA 91731-1330

Mortgage

Document Number	0001021245
Date	Sep 27, 2019
Instrument	1021245

Lender

Name	TOP WORLD INVESTMENT INC TOP WORLD INVESTMENT INC
Type	Bank
Address	CITY OF INDUSTRY, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10944 RANCHITO ST # C, C, EL MONTE, CA 91731-1330
Document Number	0000576046
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10944 RANCHITO ST #C EL MONTE CA 917311330, C, EL MONTE, CA 91731-1330

Mortgage

Document Number	0000576046
Date	Jun 18, 2019
Instrument	576046

Lender

Name	ACG FUNDING INC
Type	Bank
Address	17590 COLIMA RD, ROWLAND HEIGHTS, CA 91748-1752

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10944 RANCHITO ST # C, C, EL MONTE, CA 91731-1330
Document Number	0001087742
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10944 RANCHITO ST #C EL MONTE CA 917311330, C, EL MONTE, CA 91731-1330

Mortgage

Document Number	0001087742
Date	Sep 22, 2017
Instrument	1087742

Lender

Name	PACIFIC BAY LNDG
Address	LA PALMA, CA 90623

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10944 Ranchito St, #C was $10,590 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Elementary School District	El Monte City School District (KG - 08)
Secondary School District	El Monte Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$743,961 (+2%) Land $309,461 Building $434,500
2025	$10,590.00 Homeowner's exemption	$729,375 Land $303,394 Building $425,981
2023	$9,594.00 (+3.93%) Homeowner's exemption	$701,055 Land $291,614 Building $409,441
2022	$9,231.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10944 Ranchito St, #C in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10944 Ranchito St, #C has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WATER CO.-EL MONTE private · serves 240,000 people · EPA ID CA1910039
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

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