Howard County property record for 10946 Shadow Ln, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,393 sqft · built 1988 |
| Lot Size | 0.304 acres (13,224 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $670,000 (Nov 2021) |
| Tax Bill | $10,148 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-086750 |
| Primary APN | 15-086750 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,393 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,224 sqft (0.304 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 086750 |
|---|---|
| Street Address | 10946 SHADOW LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-3786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 61 .3036 A 10946 SHADOW LN VIL HICK RIDGE S 4 AR 1 |
| Legal Subdivision | VILLAGE HICKORY RIDGE SEC 04 |
| Legal Lot Number | 61 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 605601 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10946 SHADOW LN, COLUMBIA, MD 21044-3786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Mar 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Prior Sale | May 28, 1999 · Amount on Record |
| Deed Document Number | 2021 |
| Deed Book / Page | 21128 / 342 |
| Prior Transfer Date | Mar 4, 2020 |
| Prior Transfer Doc | 0192560161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 19, 2021 |
| Property Address | 10946 SHADOW LN, COLUMBIA, MD 21044-3786 |
| Document Number | 0211280342 |
| Book / Page | 21128 / 342 |
| Map Reference | PL 7068 |
| Instrument Date | Oct 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10946 SHADOW LN, COLUMBIA, MD 21044-3786 |
| Document Number | 21128352 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 21128/352 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 23, 2020 |
| Property Address | 10946 SHADOW LN, COLUMBIA, MD 21044-3786 |
| Document Number | 0192560161 |
| Book / Page | 019256 / 000161 |
| Instrument Date | Mar 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10946 SHADOW LN COLUMBIA MD 210443786, COLUMBIA, MD 21044-3786 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $689,000 (+3.48%) | $712,200 (-) Land $291,100 Building $421,100 | |
| 2025 | $10,148.00 (+3.05%) | $665,800 (+9.9%) | $712,200 (+10.83%) Land $291,100 Building $421,100 |
| 2024 | $9,848.00 (+53.73%) | ||
| 2023 | $605,800 | $642,600 Land $271,100 Building $371,500 | |
| 2022 | $6,406.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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