Howard County property record for 10934 Shadow Ln, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,496 sqft · built 1989 |
| Lot Size | 0.242 acres (10,556 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Jun 2016) |
| Tax Bill | $8,371 (2026) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-086726 |
| Primary APN | 15-086726 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,556 sqft (0.242 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 248 sqft |
| Deck Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 086726 |
|---|---|
| Street Address | 10934 SHADOW LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-3767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 58 .2423 A 10934 SHADOW LN VIL HICK RIDGE S 4 AR 1 |
| Legal Subdivision | VILLAGE OF HICKORY RIDGE |
| Legal Lot Number | 58 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 605601 |
10934 Shadow Ln is owned and occupied by two individuals who bought it in June 2016.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10934 SHADOW LN, COLUMBIA, MD 21044-3767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU |
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| May 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2016 · Amount on File |
| Deed Sale | Jun 6, 2016 · Amount on File |
| Prior Sale | Aug 31, 1995 · Amount on File |
| Deed Book / Page | 16895 / 61 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10934 SHADOW LN, COLUMBIA, MD 21044-3767 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | GUARANTEED TRUST TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0214620070 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 21462/70 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 4, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10934 SHADOW LN, COLUMBIA, MD 21044-3767 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0209700233 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 20970/233 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10934 SHADOW LN, COLUMBIA, MD 21044-3767 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COMMUNITY SETMNT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0193410436 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 19341/436 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2040 |
The 2026 property tax bill for 10934 Shadow Ln was $8,371 with a homeowner's exemption, up 1.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,371.00 (+1.07%) Homeowner's exemption | $592,300 (+5.79%) | $624,700 (-) Land $280,000 Building $344,700 |
| 2025 | $8,282.00 Homeowner's exemption | $559,900 | $624,700 Land $280,000 Building $344,700 |
| 2023 | $499,300 | $527,500 Land $260,000 Building $267,500 | |
| 2022 | $5,304.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10934 Shadow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10934 Shadow Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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