Howard County property record for 10953 Shadow Ln, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,534 sqft · built 1988 |
| Lot Size | 0.467 acres (20,352 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $248,500 (Sep 1988) |
| Tax Bill | $8,593 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-087005 |
| Primary APN | 15-087005 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,534 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,352 sqft (0.467 acres) |
| Garage Type | Built-in |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 087005 |
|---|---|
| Street Address | 10953 SHADOW LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-3786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 84 .4672 A 10953 SHADOW LN VIL HICK RIDGE S 4 AR 1 |
| Legal Subdivision | VILLAGE HICKORY RIDGE SEC 04 |
| Legal Lot Number | 84 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 605601 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10953 SHADOW LN, COLUMBIA, MD 21044-3786 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 11, 2024 | Intrafamily Transfer, Transfer |
| Jul 17, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 1988 · Amount on Record |
| Deed Sale | Sep 19, 1988 · Amount on Record |
| Prior Sale | Jan 5, 1988 · Amount on Record |
| Deed Book / Page | 1887 / 343 |
| Last Transfer Date | Nov 27, 2023 |
| Transfer Doc | 0222320199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 11, 2024 |
| Property Address | 10953 SHADOW LN, COLUMBIA, MD 21044-3786 |
| Document Number | 0222320199 |
| Book / Page | 22232 / 199 |
| Map Reference | PL 7068 |
| Instrument Date | Nov 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10953 SHADOW LN, COLUMBIA, MD 21044-3786 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10953 SHADOW LN, COLUMBIA, MD 21044-3786 |
| Document Number | 0177900236 |
| Book / Page | 017790 / 000236 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Title Company | SECU TITLE SERVICES LLC, SECU TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 10953 SHADOW LN COLUMBIA MD 210443786, COLUMBIA, MD 21044-3786 |
| Document Number | 0177900236 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 017790/000236 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $687,333 (+3.39%) | $709,900 (-) Land $294,600 Building $415,300 | |
| 2025 | $8,593.00 (-9.63%) Homeowner's exemption | $664,767 (+9.82%) | $709,900 (+10.54%) Land $294,600 Building $415,300 |
| 2024 | $9,509.00 (+48.58%) | ||
| 2023 | $605,333 | $642,200 Land $274,600 Building $367,600 | |
| 2022 | $6,400.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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