10940 Phillips St, Tustin, CA 92782 Property Records

Orange County property record for 10940 Phillips St, Tustin, CA 92782

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,768 sqft · built 1997
Lot Size	0.135 acres (5,896 sqft)
Owner	Company Name on Record
Last Sale	$1,277,273 (Jul 2018)
Tax Bill	$15,359 (2025)
Deeds & Mortgages	Aug 2021 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`525-141-12`

Property Details

APN / Parcel Number

Primary APN	`525-141-12`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,768 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	5,896 sqft (0.135 acres)
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	10940 PHILLIPS ST
City	TUSTIN
State	CA
Zip	92782-1396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14410 BLK LOT 160
Legal Subdivision	TRACT NO 14410
Legal Tract	14410
Legal Lot Number	160
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2010
Census Tract	52419

Owner

Source: Orange County records, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10940 PHILLIPS ST, TUSTIN, CA 92782-1396
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Intrafamily Transfer, Transfer
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRANS UNITED FINANCIAL SERVICES INC
Jul 5, 2018	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Jun 1, 2005 · Amount on Record
Deed Document Number	2018246713
Last Transfer Date	Aug 4, 2021
Transfer Doc	0000504204
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 10, 2021
Property Address	10940 PHILLIPS ST, TUSTIN, CA 92782-1396
Document Number	0000504204
Map Reference	MB 736 PG 3-15
Instrument Date	Aug 4, 2021
Instrument	2021000504204
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10940 PHILLIPS ST, TUSTIN, CA 92782-1396

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10940 PHILLIPS ST, TUSTIN, CA 92782-1396
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10940 PHILLIPS ST, TUSTIN, CA 92782-1396

Mortgage

Document Number	0000495102
Date	Sep 15, 2020
Instrument	2020000495102

Lender

Name	TRANS UNITED FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 5, 2018
Property Address	10940 PHILLIPS ST, TUSTIN, CA 92782-1396
Document Number	0000246713
Instrument Date	May 11, 2018
Instrument	246713
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	TICOR TITLE ORANGE COUNTY BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,408.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10940 PHILLIPS ST TUSTIN CA 927821396, TUSTIN, CA 92782-1396

Mortgage

Document Number	246714
Date	Jul 5, 2018
Instrument	246714

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,359.00 (+4.78%) Homeowner's exemption	$1,427,863 (+4.04%) Land $1,056,365 Building $371,498
2024	$14,658.00 (+2.34%)
2023	$14,323.00 (-7.89%) Homeowner's exemption	$1,372,418 Land $1,015,345 Building $357,073
2022	$15,550.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, Cityside Fiber, GeoLinks, Google Fiber, T-Mobile.

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