10920 Phillips St, Tustin, CA 92782 Property Records

Orange County property record for 10920 Phillips St, Tustin, CA 92782

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,152 sqft · built 1997
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Company Names on Record
Last Sale	$472,000 (Jul 1999)
Tax Bill	$8,319 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`525-141-10`

Property Details

APN / Parcel Number

Primary APN	`525-141-10`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,152 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	5,300 sqft (0.122 acres)
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10920 PHILLIPS ST
City	TUSTIN
State	CA
Zip	92782-1396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14410 BLK LOT 158
Legal Subdivision	TRACT NO 14410
Legal Tract	14410
Legal Lot Number	158
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2010
Census Tract	52419

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	810 LOCHTYNE WAY, HOUSTON, TX 77024-2719
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 26, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jun 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 1999 · Amount on Record
Deed Sale	Jul 26, 1999 · Amount on Record
Prior Sale	Oct 31, 1997 · Amount on Record
Deed Document Number	1999545962
Last Transfer Date	Jan 31, 2018
Transfer Doc	0000229044
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10920 PHILLIPS ST, TUSTIN, CA 92782-1396
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 LOCHTYNE WAY, HOUSTON, TX 77024-2719

Mortgage

Document Number	0000626832
Date	Oct 13, 2021
Instrument	2021000626832

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Type Change Date	Nov 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.6%
Index	Other
Margin	3
Max Rate	7.6%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 26, 2018
Property Address	10920 PHILLIPS ST, TUSTIN, CA 92782-1396
Document Number	0000065659
Instrument Date	Jan 31, 2018
Instrument	65659
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10920 PHILLIPS ST TUSTIN CA 927821396, TUSTIN, CA 92782-1396

Mortgage

Document Number	65660
Date	Feb 26, 2018
Instrument	65660

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.67%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 22, 2018
Property Address	10920 PHILLIPS ST, TUSTIN, CA 92782-1396
Document Number	0000229044
Instrument Date	Jan 31, 2018
Instrument	229044
Transaction Type	Transfer
Record Updated	Jun 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10920 PHILLIPS ST TUSTIN CA 927821396, TUSTIN, CA 92782-1396

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$785,018 (+2%) Land $367,961 Building $417,057
2025	$8,319.00 (+7.23%)	$769,626 (+4.04%) Land $360,746 Building $408,880
2023	$7,758.00 (-14.78%)	$739,742 Land $346,739 Building $393,003
2022	$9,104.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
AT&T DSL	100 / 20

May also be available: Cityside Fiber, T-Mobile.

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