10870 Phillips St, Tustin, CA 92782 Property Records

Orange County property record for 10870 Phillips St, Tustin, CA 92782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,377 sqft · built 1998
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Oct 2008)
Tax Bill	$11,751 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`525-141-05`

Property Details

APN / Parcel Number

Primary APN	`525-141-05`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,377 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	4,950 sqft (0.114 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10870 PHILLIPS ST
City	TUSTIN
State	CA
Zip	92782-1395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14410 BLK LOT 153
Legal Tract	14410
Legal Lot Number	153
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2010
Census Tract	52419

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10870 PHILLIPS ST, TUSTIN, CA 92782-1395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Jun 27, 2019	Trustee's Deed, Construction Loan · Construction Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2008 · Amount on Record
Deed Sale	Oct 15, 2008 · Amount on Record
Prior Sale	Nov 21, 2002 · Amount on Record
Deed Document Number	2008476187
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10870 PHILLIPS ST, TUSTIN, CA 92782-1395
Document Number	0000439856
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10870 PHILLIPS ST TUSTIN CA 927821395, TUSTIN, CA 92782-1395

Mortgage

Document Number	0000439856
Date	Aug 26, 2020
Instrument	439856

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 27, 2019
Property Address	10870 PHILLIPS ST, TUSTIN, CA 92782-1395
Instrument Date	Jun 22, 2019
Instrument	226971
Transaction Type	Construction Loan
Record Updated	Jul 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10870 PHILLIPS ST TUSTIN CA 927821395, TUSTIN, CA 92782-1395

Mortgage

Document Number	0000226971
Date	Jun 27, 2019
Instrument	226971

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2029

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,116,485 (+2%) Land $695,924 Building $420,561
2025	$11,751.00 (+7.25%) Homeowner's exemption	$1,094,594 (+4.04%) Land $682,279 Building $412,315
2023	$10,957.00 (-10.51%) Homeowner's exemption	$1,052,091 Land $655,786 Building $396,305
2022	$12,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
AT&T DSL	100 / 20

May also be available: Cityside Fiber, T-Mobile.

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