Erie County and Clarence Town property record for 10940 Howe Rd, Clarence, NY 14031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,835 sqft · built 2013 |
| Lot Size | 1.92 acres (83,635 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Nov 2023) |
| Tax Bill | $7,001 (2026) |
| Deeds & Mortgages | Apr 2025 Line of Credit Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 143200 59.00-4-38.4 |
| Primary APN | 143200 59.00-4-38.4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,835 sqft Living Area |
| 1st Floor Area | 1,835 sqft |
| Game Room | Game Room |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 83,635 sqft (1.92 acres) |
| Lot Dimensions | 840 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 924 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 10940 HOWE RD |
|---|---|
| City | CLARENCE |
| State | NY |
| Zip | 14031-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 687' W OF CL DAVISON RD FL 1 TP 12 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 38.400 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CLARENCE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14703 |
10940 Howe Rd is owned and occupied by two individuals who bought it in November 2023.
Source: Erie County and Clarence Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10940 HOWE RD, CLARENCE, NY 14031-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2025 | Deed of Trust, Mortgage · Line of Credit WESTERN DIVISION FCU |
| Nov 8, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2023 · Amount on File |
| Deed Sale | Nov 8, 2023 · Amount on File |
| Prior Sale | Sep 28, 2012 · Amount on File |
| Deed Document Number | 2023192762 |
| Deed Book / Page | 11424 / 2283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 10940 HOWE RD, CLARENCE, NY 14031-1308 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10940 HOWE RD, CLARENCE, NY 14031-1308 |
| Document Number | 0141592238 |
|---|---|
| Date | Apr 24, 2025 |
| Book Page | 14159/2238 |
| Instrument | 2025074525 |
| Name | WESTERN DIVISION FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 8, 2023 |
| Property Address | 10940 HOWE RD, CLARENCE, NY 14031-1308 |
| Document Number | 0114242283 |
| Book / Page | 11424 / 2283 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2023192762 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10940 HOWE RD, CLARENCE, NY 14031-1308 |
| Name | Verified Name |
|---|---|
| Address | 10940 HOWE RD, CLARENCE, NY 14031-1308 |
| Document Number | 0141097727 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 14109/7727 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2026 property tax bill for 10940 Howe Rd was $7,001, up 162.8% from the year before.
Source: Erie County and Clarence Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Clarence Town |
| Unified School District | Clarence Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,001.00 (+162.8%) | ||
| 2025 | $2,664.00 (-63.44%) | $435,000 (-) Land $79,600 Building $355,400 | $435,000 (-) Land $79,600 Building $355,400 |
| 2024 | $7,287.00 | $435,000 (+12.99%) Land $79,600 Building $355,400 | $435,000 (-9.61%) Land $79,600 Building $355,400 |
| 2023 | Homeowner's exemption | $385,000 (-) Land $68,700 Building $316,300 | $481,250 (+18.75%) Land $85,875 Building $395,375 |
| 2022 | $385,000 Land $68,700 Building $316,300 | $405,263 Land $72,316 Building $332,947 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10940 Howe Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10940 Howe Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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