Erie County and Clarence Town property record for 10970 Howe Rd, Clarence, NY 14031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,710 sqft · built 2002 |
| Lot Size | 1.92 acres (83,635 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Jan 2014) |
| Tax Bill | $9,092 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 143200 59.00-4-38.2 |
| Primary APN | 143200 59.00-4-38.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,710 sqft Living Area |
| 1st Floor Area | 1,626 sqft |
| 2nd Floor Area | 784 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 83,635 sqft (1.92 acres) |
| Lot Dimensions | 840 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 831 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 10970 HOWE RD |
|---|---|
| City | CLARENCE |
| State | NY |
| Zip | 14031-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 367' W OF CL DAVISON RD FL 1 TP 12 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 38.200 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CLARENCE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14703 |
Source: Erie County and Clarence Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10970 HOWE RD, CLARENCE, NY 14031-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Dec 31, 2020 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Jan 3, 2020 | Loan Modification, Mortgage · Conventional with PMI KEYBANK USA |
| Jan 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2014 · Amount on Record |
| Deed Sale | Jan 24, 2014 · Amount on Record |
| Prior Sale | Mar 22, 2004 · Amount on Record |
| Deed Document Number | 201416986 |
| Deed Book / Page | 11259 / 5945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 10970 HOWE RD, CLARENCE, NY 14031-1308 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 10970 HOWE RD, CLARENCE, NY 14031-1308 |
| Document Number | 0113949146 |
|---|---|
| Date | Jan 22, 2022 |
| Book Page | 11394/9146 |
| Instrument | 2022014524 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 10970 HOWE RD, CLARENCE, NY 14031-1308 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10970 HOWE RD, CLARENCE, NY 14031-1308 |
| Document Number | 0140332169 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 14033/2169 |
| Instrument | 2021260098 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 10970 HOWE RD, CLARENCE, NY 14031-1308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 10970 HOWE RD, CLARENCE, NY 14031-1308 |
| Document Number | 0139728870 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 13972/8870 |
| Instrument | 2020226660 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 10970 HOWE RD, CLARENCE, NY 14031-1308 |
| Document Number | 0139330051 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Address | 10970 HOWE RD CLARENCE NY 140311308, CLARENCE, NY 14031-1308 |
| Document Number | 0139330051 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 013933/000051 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 10, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 10970 HOWE RD, CLARENCE, NY 14031-1308 |
| Document Number | 0113552695 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10970 HOWE RD CLARENCE NY 140311308, CLARENCE, NY 14031-1308 |
| Document Number | 0113552695 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 011355/002695 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 7, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 10970 HOWE RD, CLARENCE, NY 14031-1308 |
| Document Number | 0139256409 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10970 HOWE RD CLARENCE NY 140311308, CLARENCE, NY 14031-1308 |
| Document Number | 0139256409 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 013925/006409 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 7, 2040 |
Source: Erie County and Clarence Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Clarence Town |
| Unified School District | Clarence Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,092.00 (+162.85%) | ||
| 2025 | $3,459.00 (-60.28%) | $565,000 (-) Land $93,400 Building $471,600 | $565,000 (-) Land $93,400 Building $471,600 |
| 2024 | $8,708.00 | $565,000 (+41.25%) Land $93,400 Building $471,600 | $565,000 (+13%) Land $93,400 Building $471,600 |
| 2023 | $400,000 Land $74,200 Building $325,800 | $500,000 Land $92,750 Building $407,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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