1094 Co Rte 411, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 1094 Co Rte 411, Westerlo, NY 12193

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,848 sqft · built 2003
Lot Size16.9 acres (736,164 sqft)
OwnerIndividual Name on Record
Last Sale$8,000 (Mar 2002)
Tax Bill$4,803 (2026)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN013800 140.-1-42.13

Property Details

APN / Parcel Number

Primary APN013800 140.-1-42.13
Alternative APNs
  • 380014000000010420130000
  • 14000000010420130000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area1,848 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area736,164 sqft (16.9 acres)
Garage TypeDetached
Garage Area800 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area144 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number14000000010420130000
Street Address1094 COUNTY ROUTE 411
CityWESTERLO
StateNY
Zip12193-2816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRDA
Legal Block1
Legal Lot Number42.013
JurisdictionALBANY NY
Township / Civil DivisionWESTERLO
Census Block Group1
Census Block1032
Census Tract14803

Owner

Source: Albany County and Westerlo Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1094 COUNTY ROUTE 411, WESTERLO, NY 12193-2816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2002 · Amount on Record
Deed SaleMar 4, 2002 · Amount on Record
Prior SaleFeb 17, 1999 · Amount on Record
Deed Book / Page2703 / 1015
Last Transfer DateDec 7, 2017
Transfer Doc0000000027
Record UpdatedOct 29, 2026

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALBANY NY
Recording DateDec 14, 2017
Property Address1094 COUNTY ROUTE 411, WESTERLO, NY 12193-2816
Document Number0000000027
Instrument DateDec 7, 2017
InstrumentR2017-30027
Transaction TypeTransfer
Record UpdatedApr 7, 2022
Title CompanyCHICAGO TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1094 COUNTY ROUTE 411, 1094, WESTERLO, NY 12193-2816

Transferred To (Grantee/Buyer)

NameVerified Name
Address1094 COUNTY ROUTE 411, WESTERLO, NY 12193-2816

Mortgage

Document Number0000000028
DateDec 14, 2017
InstrumentR2017-30028
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionWesterlo Town
Unified School DistrictGreenville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,803.00 (+0.63%) Homeowner's exemption
2025$4,773.00 Homeowner's exemption$1,575 (-) Land $350 Building $1,225$271,552 (+10.34%) Land $60,345 Building $211,207
2023$1,575 Land $350 Building $1,225$246,100 Land $54,689 Building $191,411

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2005–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rte 411

Nearby Streets

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