1093 Shepherd Ln, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 1093 Shepherd Ln, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,836 sqft · built 2018
Lot Size	3.22 acres (140,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,900 (Jan 2018)
Tax Bill	$5,251 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2018 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-024-4002-320`

Property Details

APN / Parcel Number

Primary APN	`74-29-024-4002-320`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Basement Area	1,836 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	140,263 sqft (3.22 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1093 SHEPHERD LN
City	RILEY
State	MI
Zip	48041-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG N 0D 15M 57S E 730.45' & S 89D 14M 20S W 342.62' FROM S 1/4 COR TO A CURVE TO RGT RADIUS=300' & CHORD BEARS N 24D 45M 29S
Legal Range	14E
Legal Township	06N
Legal Section	24
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2040
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1093 SHEPHERD LN, RILEY, MI 48041-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · FHA Mortgage TCF NATIONAL BANK
Jan 31, 2018	Warranty Deed, Construction Loan · Construction Mortgage NORTHPOINTE BK
Aug 14, 2017	Warranty Deed, Transfer CISLO TITLE, CISIO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2018 · Amount on Record
Deed Sale	Jan 31, 2018 · Amount on Record
Deed Document Number	20182421
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1093 SHEPHERD LN, RILEY, MI 48041-3316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052280115
Date	Aug 19, 2020
Book Page	5228/115
Instrument	2020019737

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 31, 2018
Property Address	1093 SHEPHERD LN, RILEY, MI 48041-3316
Document Number	0049130287
Book / Page	004913 / 000287
Instrument Date	Aug 8, 2017
Transaction Type	Construction Loan
Record Updated	Feb 16, 2018

Transaction

Amount	Amount Recorded
Tax	$231.34
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	80215 ROBERT ST MEMPHIS MI 480414792, MEMPHIS, MI 48041-4792

Mortgage

Document Number	49130289
Date	Jan 31, 2018
Book Page	004913/000289

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 14, 2017
Property Address	1093 SHEPHERD LN, RILEY, MI 48041-3316
Document Number	0048580100
Book / Page	004858 / 000100
Instrument Date	Jul 27, 2017
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	CISLO TITLE, CISIO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52222 LAUREL OAK LN CHESTERFIELD MI 480471439, CHESTERFIELD, MI 48047-1439

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,400 (+7.71%)	$508,800 (+7.71%)
2025	$5,251.00 (+2.88%) Homeowner's exemption	$236,200 (+18.75%)
2024	$5,104.00 (+9.39%)		$472,400 (+18.75%)
2023		$198,900
2022	$4,666.00		$397,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Mercury Fiber.

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