1058 Shepherd Ln, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 1058 Shepherd Ln, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,280 sqft · built 2005
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on Record
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Aug 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-024-4002-310`

Property Details

APN / Parcel Number

Primary APN	`74-29-024-4002-310`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Basement Area	2,280 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	133,294 sqft (3.06 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1058 SHEPHERD LN
City	RILEY
State	MI
Zip	48041-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG AT S 1/4 COR, TH S 89D 14M 20S W 159.97', TH N 0D 15M 57S E 439.18' TO CURVE TO LEFT RADIUS=300' & CHORD BEARS N 26D 7M
Legal Range	14E
Legal Township	06N
Legal Section	24
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2040
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1058 SHEPHERD LN, RILEY, MI 48041-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Aug 6, 2026	Deed of Trust, Mortgage · Construction Mortgage GENISYS CREDIT UNION
Oct 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jan 15, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1058 SHEPHERD LN, RILEY, MI 48041-3316
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 SHEPHERD LN, RILEY, MI 48041-3316

Mortgage

Document Number	0005512509
Date	Apr 19, 2022
Book Page	5512/509
Instrument	2022010048

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Mar 22, 2027

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 6, 2026
Property Address	1058 SHEPHERD LN, RILEY, MI 48041-3316
Document Number	0000015882
Book / Page	5951 / 456
Instrument Date	Mar 17, 2022
Instrument	202615882
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 SHEPHERD LN, RILEY, MI 48041-3316

Mortgage

Document Number	0000015882,
Date	Aug 6, 2026
Book Page	5951/456
Instrument	202615882

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Mar 22, 2027

Interest

Rate	3.92%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1058 SHEPHERD LN, RILEY, MI 48041-3316
Document Number	0051110363
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 SHEPHERD LN RILEY MI 480413316, RILEY, MI 48041-3316

Mortgage

Document Number	0051110363
Date	Oct 22, 2019
Book Page	005111/000363

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 21, 2034

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1058 SHEPHERD LN, RILEY, MI 48041-3316
Document Number	0050260165
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 SHEPHERD LN FLINT MI 48501, FLINT, MI 48501

Mortgage

Document Number	0050260165
Date	Jan 24, 2019
Book Page	005026/000165

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 23, 2039

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,400 (+7.1%)	$488,800 (+7.1%)
2025	$3,385.00 (+2.79%) Homeowner's exemption	$228,200 (+18.24%)
2024	$3,293.00 (+9.08%)		$456,400 (+18.24%)
2023		$193,000
2022	$3,019.00		$386,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Mercury Fiber.

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