1084 Shepherd Ln, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 1084 Shepherd Ln, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,363 sqft · built 2005
Lot Size	2.87 acres (125,017 sqft)
Owner	Individual Name on Record
Last Sale	$173,000 (Apr 2016)
Tax Bill	$3,050 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-024-4002-305`

Property Details

APN / Parcel Number

Primary APN	`74-29-024-4002-305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,363 sqft Living Area
1st Floor Area	1,363 sqft
Basement Area	1,363 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	125,017 sqft (2.87 acres)
Lot Dimensions	424 ft deep x 294 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1084 SHEPHERD LN
City	RILEY
State	MI
Zip	48041-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG N 0D 15M 57S E 730.45' FROM S 1/4 COR, TH S 89D 14M 20S W 342.62' TO A PT ON PRVT RD SAID PT BEING ON A CURVE TO RIGHT
Legal Range	14E
Legal Township	06N
Legal Section	24
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2040
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1084 SHEPHERD LN, RILEY, MI 48041-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2016 · Amount on Record
Deed Sale	Apr 13, 2016 · Amount on Record
Prior Sale	Aug 27, 2007 · Amount on Record
Deed Document Number	20168651
Deed Book / Page	4699 / 533
Prior Transfer Date	Oct 19, 2006
Prior Transfer Doc	003640/510
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1084 SHEPHERD LN, RILEY, MI 48041-3316
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1084 SHEPHERD LN, RILEY, MI 48041-3316

Mortgage

Document Number	0005554340
Date	Aug 22, 2022
Book Page	5554/340
Instrument	2022019767

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1084 SHEPHERD LN, RILEY, MI 48041-3316
Document Number	0052040637
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1084 SHEPHERD LN RILEY MI 480413316, RILEY, MI 48041-3316

Mortgage

Document Number	0052040637
Date	Jun 24, 2020
Book Page	005204/000637

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 23, 2030

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1084 SHEPHERD LN, RILEY, MI 48041-3316
Document Number	0050040769
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	BEST HMS TITLE AGENCY LLC, BEST HMS TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1084 SHEPHERD LN RILEY MI 480413316, RILEY, MI 48041-3316

Mortgage

Document Number	0050040769
Date	Nov 5, 2018
Book Page	005004/000769

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 4, 2028

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,000 (+6.54%)	$326,000 (+6.54%)
2025	$3,050.00 (+2.76%) Homeowner's exemption	$153,000 (+18.15%)
2024	$2,968.00 (+8.96%)		$306,000 (+18.15%)
2023		$129,500
2022	$2,724.00		$259,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Mercury Fiber.

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