1093 Harmony Ln, Clermont, FL 34711 Property Records

Lake County property record for 1093 Harmony Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,340 sqft · built 2007
Lot Size	0.237 acres (10,306 sqft)
Owner	2 Individual Names on File
Last Sale	$409,000 (Nov 2024)
Tax Bill	$3,691 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0550-000-16400`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0550-000-16400`
Alternative APNs	`262308055000016400` `3845774`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,340 sqft Living Area
Gross Area	2,780 sqft
1st Floor Area	2,340 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	10,306 sqft (0.237 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3845774
Street Address	1093 HARMONY LN
City	CLERMONT
State	FL
Zip	34711-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTINGHAM AT LEGENDS PB 57 PG 5-9 LOT 164 ORB 6426 PG 1005
Legal Range	26E
Legal Township	23S
Legal Section	8
Legal Subdivision	NOTTINGHAM AT LEGENDS
Legal Tract	A-L
Legal Block	2
Legal Lot Number	164
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2016
Census Tract	31316

Owner

1093 Harmony Ln is owned and occupied by two individuals who bought it in November 2024.

Source: Lake County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1093 HARMONY LN, CLERMONT, FL 34711-9021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Feb 27, 2017	Warranty Deed, Transfer · FHA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2024 · Amount on File
Deed Sale	Nov 6, 2024 · Amount on File
Prior Sale	Feb 27, 2017 · Amount on File
Deed Document Number	2024130231
Deed Book / Page	6426 / 1005
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1093 HARMONY LN, CLERMONT, FL 34711-9021
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 HARMONY LN, CLERMONT, FL 34711-9021

Mortgage

Document Number	0056150605
Date	Jan 6, 2021
Book Page	5615/605
Instrument	2021002339

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 27, 2017
Property Address	1093 HARMONY LN, CLERMONT, FL 34711-9021
Document Number	0049071952
Book / Page	004907 / 001952
Instrument Date	Feb 21, 2017
Instrument	21395
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1093 HARMONY LN CLERMONT FL 347119021, CLERMONT, FL 34711-9021

Mortgage

Document Number	49071953
Date	Feb 27, 2017
Book Page	004907/001953
Instrument	21396

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1093 Harmony Ln was $3,691, up 2.9% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,290 (+2.9%)	$400,184 (-) Land $92,750 Building $307,434
2025	$3,691.00 (+2.87%)	$262,674 Land $92,750 Building $169,924	$400,184 Land $92,750 Building $307,434
2024	$3,588.00 (+2.02%)
2023	$3,517.00 (+3.2%) Homeowner's exemption	$243,990 (+3%)	$338,535 (+5.45%) Land $92,750 Building $245,785
2022	$3,408.00 Homeowner's exemption	$236,890	$321,035 Land $75,250 Building $245,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1093 Harmony Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1093 Harmony Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, CenturyLink, Verizon.

Nearby Properties on Harmony Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures