1082 Harmony Ln, Clermont, FL 34711 Property Records

Lake County property record for 1082 Harmony Ln, Clermont, FL 34711 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,408 sqft · built 2007
Lot Size	0.236 acres (10,306 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (May 2023)
Tax Bill	$8,299 (2024)
Deeds & Mortgages	May 2023 Sale Mar 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0550-000-14400`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0550-000-14400`
Alternative APN	`3845754`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,408 sqft Living Area
1st Floor Area	2,408 sqft
Basement Area	2,408 sqft
Finished Basement	2,408 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,306 sqft (0.236 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3845754
Street Address	1082 HARMONY LN
City	CLERMONT
State	FL
Zip	34711-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM AT LEGENDS PB 57 PG 5-9 LOT 144 ORB 6149 PG 2451
Legal Range	26E
Legal Township	23S
Legal Section	08
Legal Subdivision	NOTTINGHAM AT LEGENDS
Legal Tract	A-L
Legal Lot Number	144
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2005
Census Tract	31316

Owner

Source: Lake County records · APN 08-23-26-0550-000-14400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1082 HARMONY LN, CLERMONT, FL 34711-9019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer LANDCASTLE TITLE GROUP LLC
Mar 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU
Jul 05, 2017	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Apr 11, 2017	Grant Deed ATTORNEY ONLY
Mar 27, 2017	Grant Deed, Transfer · Construction Mortgage JAMES J EADS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	2023063267
Deed Book / Page	6149 / 2451
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 30, 2023
Property Address	1082 HARMONY LN, CLERMONT, FL 34711-9019
Document Number	0061492451
Book / Page	6149 / 2451
Map Reference	MB 57 PG 5-9
Instrument Date	May 26, 2023
Instrument	2023063267
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	LANDCASTLE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$4,620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	W 1980 HWY 60, 60, RUBICON, WI 53078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1082 HARMONY LN, CLERMONT, FL 34711-9019

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1082 HARMONY LN, CLERMONT, FL 34711-9019
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1082 HARMONY LN, CLERMONT, FL 34711-9019

Mortgage

Document Number	0061131689
Date	Mar 27, 2023
Book Page	6113/1689
Instrument	2023033967

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 25, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1082 HARMONY LN, CLERMONT, FL 34711-9019
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049662117
Date	Jul 05, 2017
Book Page	4966/2117
Instrument	2017071455

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2032

April 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Apr 11, 2017
Property Address	1082 HARMONY LN, CLERMONT, FL 34711-9019
Document Number	0049271936
Book / Page	004927 / 001936
Instrument Date	Apr 10, 2017
Instrument	38665
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1082 HARMONY LN CLERMONT FL 347119019, CLERMONT, FL 34711-9019

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Mar 27, 2017
Property Address	1082 HARMONY LN, CLERMONT, FL 34711-9019
Document Number	0049201879
Book / Page	004920 / 001879
Instrument Date	Mar 24, 2017
Instrument	32728
Transaction Type	Transfer
Record Updated	Apr 04, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1082 HARMONY LN CLERMONT FL 347119019, CLERMONT, FL 34711-9019

Mortgage

Document Number	49201881
Date	Mar 27, 2017
Book Page	004920/001881
Instrument	32729

Lender

Name	JAMES J EADS
Address	1680 LAMBERT AVE, FLAGLER BEACH, FL 32136-3008

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 26, 2018

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$529,189 (+62.5%) Land $92,750 Building $436,439	$529,189 (+25.73%) Land $92,750 Building $436,439
2024	$8,299.00 (+68.27%)
2023	$4,932.00 (+3.01%)	$325,650 (+3%)	$420,880 (+4.34%) Land $92,750 Building $328,130
2022	$4,788.00 Homeowner's exemption	$316,170	$403,380 Land $75,250 Building $328,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Orlando Telephone Company	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35

May also be available at this address: Verizon, AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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