Lake County property record for 1097 Harmony Ln, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,794 sqft · built 2007 |
| Lot Size | 0.236 acres (10,306 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $630,000 (Sep 2025) |
| Tax Bill | $4,397 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-26-0550-000-16300 |
| Primary APN | 08-23-26-0550-000-16300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,794 sqft Living Area |
| 1st Floor Area | 1,762 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,306 sqft (0.236 acres) |
| Garage Type | Finished |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 914 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3845773 |
|---|---|
| Street Address | 1097 HARMONY LN |
| City | CLERMONT |
| State | FL |
| Zip | 34711-9021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NOTTINGHAM AT LEGENDS PB 57 PG 5-9 LOT 163 ORB 3497 PG 1224 ORB 4261 PG 1754 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 08 |
| Legal Subdivision | NOTTINGHAM AT LEGENDS |
| Legal Tract | A-L |
| Legal Lot Number | 163 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 31316 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1097 HARMONY LN, CLERMONT, FL 34711-9021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Aug 27, 2007 · Amount on Record |
| Deed Document Number | 2025108187 |
| Deed Book / Page | 6589 / 1475 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $307,370 (+5.99%) Land $92,750 Building $214,620 | $575,632 (+26.78%) Land $92,750 Building $482,882 | |
| 2024 | $4,397.00 (+1.92%) | ||
| 2023 | $4,314.00 (+3.06%) Homeowner's exemption | $290,010 (+3%) | $454,056 (+4.01%) Land $92,750 Building $361,306 |
| 2022 | $4,186.00 Homeowner's exemption | $281,570 | $436,556 Land $75,250 Building $361,306 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: AT&T, CenturyLink, Verizon.
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