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10928 Whitecap Dr, Riverview, FL 33579 Property Records

Hillsborough County property record for 10928 Whitecap Dr, Riverview, FL 33579 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,006 sqft · built 2016
Lot Size0.144 acres (6,276 sqft)
Owner2 Individual Names on File
Last Sale$232,400 (Feb 2016)
Tax Bill$4,076 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN077721-3930

Property Details

APN / Parcel Number

Primary APN077721-3930
Alternative APN
  • U1731209Y7000000000770

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,006 sqft Living Area
Gross Area2,624 sqft
1st Floor Area2,006 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2020
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,276 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area177 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777213930
Street Address10928 WHITECAP DR
CityRIVERVIEW
StateFL
Zip33579-7157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERFIELD CROSSINGS VILLAGE 2 TRACT 1 & 2 PHASE 2 LOT 77
Legal Range20E
Legal Township31S
Legal Section17
Legal SubdivisionSUMMERFIELD CROSSINGS VILLAGE 2 TRACT 1
Legal Phase2
Legal Tract1,2
Legal Lot Number77
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2013
Census Tract13916

Owner

Source: Hillsborough County records · APN 077721-3930

Assessment roll updated January 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10928 WHITECAP DR, RIVERVIEW, FL 33579-7157
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Deed of Trust, Mortgage · VA Mortgage
NONE LISTED ON DOCUMENT
Mar 30, 2022Deed of Trust, Mortgage · VA Mortgage
NETWORK CAPITAL FUNDING CORP
Feb 26, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 09, 2017Deed of Trust, Mortgage
LOW VA RATES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 10, 2016 · Amount on Record
Deed SaleFeb 10, 2016 · Amount on Record
Deed Document Number201660111
Deed Book / Page23876 / 1738
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateApr 01, 2026
Property Address10928 WHITECAP DR, RIVERVIEW, FL 33579-7157
Document Number0000125877
Instrument DateMar 23, 2026
Instrument2026125877
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10928 WHITECAP DR, RIVERVIEW, FL 33579-7157

Mortgage

Document Number0000125877,
DateApr 01, 2026
Instrument2026125877
Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate6.01%
Max Rate-1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10928 WHITECAP DR, RIVERVIEW, FL 33579-7157
Transaction TypeMortgage
Record UpdatedApr 20, 2022
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10928 WHITECAP DR, RIVERVIEW, FL 33579-7157

Mortgage

Document Number0000163762
DateMar 30, 2022
Instrument2022163762
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10928 WHITECAP DR, RIVERVIEW, FL 33579-7157
Transaction TypeMortgage
Record UpdatedMar 12, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10928 WHITECAP DR, RIVERVIEW, FL 33579-7157

Mortgage

Document Number2021098737
DateFeb 26, 2021
Instrument2021098737
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10928 WHITECAP DR, RIVERVIEW, FL 33579-7157
Document Number0249470560
Instrument DateMay 09, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address10928 WHITECAP DR RIVERVIEW FL 335797157, RIVERVIEW, FL 33579-7157

Mortgage

Document Number0249470560
DateMay 18, 2017
Book Page024947/000560
Instrument191020
Lender
NameLOW VA RATES LLC
Address384 S 400 W # 100, LINDON, UT 84042-1957
Agreement
AmountAmount Recorded
Term360 Months
DueMay 17, 2047
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,076.00 (+8.2%) Homeowner's exemption Veteran's exemption$221,503 (+5.99%)$309,622 (-1.01%) Land $77,571 Building $232,051
2024$3,767.00 (+3.89%)
2023$3,626.00 (+5.1%) Homeowner's exemption Veteran's exemption$208,990 (+3%)$312,794 (+1.27%) Land $71,107 Building $241,687
2022$3,450.00 Homeowner's exemption Veteran's exemption$202,903$308,863 Land $64,643 Building $244,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570139162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 42 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 575 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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