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10923 Whitecap Dr, Riverview, FL 33579 Property Records

Hillsborough County property record for 10923 Whitecap Dr, Riverview, FL 33579 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,006 sqft · built 2015
Lot Size0.128 acres (5,566 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Apr 2024)
Tax Bill$6,397 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN077721-3942

Property Details

APN / Parcel Number

Primary APN077721-3942
Alternative APN
  • U1731209Y7000000000830

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,006 sqft Living Area
Gross Area2,624 sqft
1st Floor Area2,006 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,566 sqft (0.128 acres)
Lot Dimensions111 ft deep x 50 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area177 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777213942
Street Address10923 WHITECAP DR
CityRIVERVIEW
StateFL
Zip33579-7177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERFIELD CROSSINGS VILLAGE 2 TRACT 1 & 2 PHASE 2 LOT 83
Legal Range20E
Legal Township31S
Legal Section17
Legal SubdivisionSUMMERFIELD CROSSINGS VILLAGE 2 TRACT 1
Legal Phase2
Legal Tract1,2
Legal Lot Number83
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2012
Census Tract13916

Owner

Source: Hillsborough County records · APN 077721-3942

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10923 WHITECAP DR, RIVERVIEW, FL 33579-7177
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Mar 02, 2020Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS
Jan 18, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2024 · Amount on Record
Deed SaleApr 29, 2024 · Amount on Record
Prior SaleMar 02, 2020 · Amount on Record
Deed Document Number2024172295
Prior Transfer DateJan 15, 2019
Prior Transfer Doc0000034251
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 29, 2024
Property Address10923 WHITECAP DR, RIVERVIEW, FL 33579-7177
Document Number0000172295
Map ReferenceMB 123 PG 101-103
Instrument DateApr 25, 2024
Instrument2024172295
Transaction TypeTransfer
Record UpdatedMay 15, 2024
Title CompanyHILLSBOROUGH TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6140 PASEO AI MAR BLVD #13021302, 13021302, APOLLO BEACH, FL 33572

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10923 WHITECAP DR, RIVERVIEW, FL 33579-7177

Mortgage

Document Number0000172296
DateApr 29, 2024
Instrument2024172296
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

Mortgage

Document Number0000172297
DateApr 29, 2024
Instrument2024172297
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueMay 01, 2034

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 02, 2020
Property Address10923 WHITECAP DR, RIVERVIEW, FL 33579-7177
Document Number0000079362
Instrument DateFeb 18, 2020
Instrument79362
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyBAY CITY TITLE PARTNERS, BAY CITY TITLE PTRS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,764.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10923 WHITECAP DR RIVERVIEW FL 335797177, RIVERVIEW, FL 33579-7177

Mortgage

Document Number79363
DateMar 02, 2020
Instrument79363
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 18, 2019
Property Address10923 WHITECAP DR, RIVERVIEW, FL 33579-7177
Document Number0263510444
Book / Page026351 / 000444
Instrument DateJan 15, 2019
Instrument34251
Transaction TypeTransfer
Record UpdatedFeb 11, 2019

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address10923 WHITECAP DR RIVERVIEW FL 335797177, RIVERVIEW, FL 33579-7177

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,397.00 (+64.66%)$301,914 (+34.88%) Land $69,476 Building $232,438$301,914 (-2.13%) Land $69,476 Building $232,438
2023$3,885.00 (+2.75%) Homeowner's exemption Widower's exemption$223,839 (+3%)$308,500 (+1%) Land $63,686 Building $244,814
2022$3,781.00 Homeowner's exemption Widower's exemption$217,319$305,458 Land $57,897 Building $247,561

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570139162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 42 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 575 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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