10931 Whitecap Dr, Riverview, FL 33579 Property Records

Hillsborough County property record for 10931 Whitecap Dr, Riverview, FL 33579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,729 sqft · built 2016
Lot Size	0.126 acres (5,529 sqft)
Owner	Individual Name on Record
Tax Bill	$5,150 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0777213934`

Property Details

APN / Parcel Number

Primary APN	`0777213934`
Alternative APN	`U1731209Y7000000000790`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,729 sqft Heated Area
1st Floor Area	1,729 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,529 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50.2 ft wide
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0777213934
Street Address	10931 WHITECAP DR
City	RIVERVIEW
State	FL
Zip	33579-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SUMMERFIELD CROSSINGS VILLAGE 2 TRACT 1 & 2 PHASE 2 LOT 79
Legal Section	17
Legal Subdivision	SUMMERFIELD CROSSINGS VILLAGE 2
Legal Phase	2
Legal Tract	1
Legal Lot Number	79
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	2
Census Block	2012
Census Tract	13916

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10931 WHITECAP DR, RIVERVIEW, FL 33579-7177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024
Deed Sale	Nov 4, 2024
Prior Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	2024454748
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 29, 2019
Property Address	10931 WHITECAP DR, RIVERVIEW, FL 33579-7177
Document Number	0263621560
Book / Page	026362 / 001560
Instrument Date	Jan 18, 2019
Instrument	42817
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10931 WHITECAP DR RIVERVIEW FL 335797177, RIVERVIEW, FL 33579-7177

Mortgage

Document Number	263621562
Date	Jan 29, 2019
Book Page	026362/001562
Instrument	42818

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,150.00 (+0.59%) Homeowner's exemption	$275,380 (-1.01%) Land $69,003 Building $206,377	$275,380 (-1.01%) Land $69,003 Building $206,377
2023	$5,120.00 (+6.98%)	$278,185 (+1.32%) Land $63,253 Building $214,932	$278,185 (+1.32%) Land $63,253 Building $214,932
2022	$4,786.00	$274,562 Land $57,503 Building $217,059	$274,562 Land $57,503 Building $217,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20