Mille Lacs County property record for 10915 120th St, Milaca, MN 56353
| Property Type | Mobile Home |
|---|---|
| Details | 3,961 sqft · built 2025 |
| Lot Size | 2.71 acres (118,048 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,692 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-007-0701 |
| Primary APN | 01-007-0701 |
|---|
| Building Area | 3,961 sqft Total Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Mobile Home |
| Lot Area | 118,048 sqft (2.71 acres) |
| Garage Type | Mixed |
| Garage Area | 2,720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 264 sqft |
| Street Address | 10915 120TH ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-4015 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PT OF NW OF NW BEG NW COR E 437.84 FT, S 270 FT, W 437.84 FT N 270 FT SEE SURVEY 3/24/25 7 37 26 2.71 |
| Legal Range | 26 |
| Legal Township | 37 |
| Legal Section | 07 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | BOGUS BROOK |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 170400 |
10915 120th St, a mobile home, is owned and occupied by two individuals who acquired it in May 2025.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10915 120TH ST, MILACA, MN 56353-4015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CHILDRENS FINANCE |
| Sep 10, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage LIBERTY BANK MINNESOTA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 23, 2025 |
| Transfer Doc | 000A446219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 10915 120TH ST, MILACA, MN 56353-4015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000A406487 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | A406487 |
| Name | FIRST CHILDRENS FINANCE |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 1, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Sep 10, 2025 |
| Property Address | 10915 120TH ST, MILACA, MN 56353-4015 |
| Document Number | 000A447822 |
| Instrument Date | Aug 28, 2025 |
| Instrument | A447822 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10915 120TH ST, MILACA, MN 56353-4015 |
| Document Number | 000A447823 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | A447823 |
| Name | LIBERTY BANK MINNESOTA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Mar 3, 2026 |
The 2026 property tax bill for 10915 120th St was $1,692, up 6.8% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Bogus Brook Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,692.00 (+6.82%) | $606,300 (+233.32%) Land $78,400 Building $527,900 | $606,300 (+233.32%) Land $78,400 Building $527,900 |
| 2025 | $1,584.00 Homeowner's exemption | $181,900 Land $72,900 Building $109,000 | $181,900 Land $72,900 Building $109,000 |
| 2023 | $1,896.00 | $175,400 Land $47,100 Building $128,300 | $175,400 Land $47,100 Building $128,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10915 120th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10915 120th St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 66% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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