Mille Lacs County property record for 10468 120th St, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 2023 |
| Lot Size | 73.4 acres (3,199,918 sqft) |
| Owner | Company Name on File |
| Last Sale | $325,000 (May 2022) |
| Tax Bill | $4,104 (2026) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-006-1200 |
| Primary APN | 01-006-1200 |
|---|
| Building Area | 1,008 sqft Total Area |
|---|---|
| Basement Area | 1,008 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 3,199,918 sqft (73.4 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
|---|---|
| Shed Area | 144 sqft |
| Granary | 8,000 sqft |
| Silo | 70 sqft |
| Street Address | 10468 120TH ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-4056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE OF SW & SW OF SE EX S 708.50 FT OF W 460 FT OF SE OF SW SEE 6/21/07 SKETCH |
| Legal Range | 26 |
| Legal Township | 37 |
| Legal Section | 06 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | BOGUS BROOK |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 170500 |
10468 120th St is owned by a company that bought it in May 2022.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11796 102ND AVE, MILACA, MN 56353-4103 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STEARNS BANK NA |
| Jun 14, 2023 | Deed of Trust, Mortgage · Commercial Mortgage STEARNS BANK NA |
| May 19, 2022 | Warranty Deed, Transfer EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on File |
| Deed Sale | May 19, 2022 · Amount on File |
| Deed Document Number | 2022431244 |
| Prior Transfer Date | Jul 11, 2006 |
| Prior Transfer Doc | 0000333761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 10468 120TH ST, MILACA, MN 56353-4056 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL |
| Name | Verified Name |
|---|---|
| Address | 11968 102ND AVE, MILACA, MN 56353-4103 |
| Document Number | 000A450282 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | A450282 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Address | PINE CITY, MN 55063 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | Feb 20, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 10468 120TH ST, MILACA, MN 56353 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A436663 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | A436663 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 48 Months |
| Due | Oct 2, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | May 19, 2022 |
| Property Address | 10468 120TH ST, MILACA, MN 56353 |
| Document Number | 000A431244 |
| Instrument Date | Apr 13, 2022 |
| Instrument | A431244 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,072.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11796 102ND AVE, MILACA, MN 56353-4103 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 10468 120TH ST, MILACA, MN 56353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A420497 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | A420497 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 10468 120th St was $4,104.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Bogus Brook Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,104.00 | $518,200 (+10.28%) Land $371,300 Building $146,900 | $518,200 (+10.28%) Land $371,300 Building $146,900 |
| 2025 | $469,900 Land $325,500 Building $144,400 | $469,900 Land $325,500 Building $144,400 | |
| 2023 | $1,114.00 | $293,000 Land $283,300 Building $9,700 | $293,000 Land $283,300 Building $9,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10468 120th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10468 120th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures