Mille Lacs County property record for 10708 120th St, Milaca, MN 56353
| Property Type | Mobile Home |
|---|---|
| Details | 2,076 sqft · built 2005 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,500 (Feb 2021) |
| Tax Bill | $2,550 (2026) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-006-1201 |
| Primary APN | 01-006-1201 |
|---|
| Building Area | 2,076 sqft Total Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Lot Area | 326,700 sqft (7.5 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 197 sqft |
| Street Address | 10708 120TH ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-4015 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S 708.50 FT OF W 460 FT OF SE OF SW SEE 6/21/07 SKETCH 6 37 26 7.50 |
| Legal Range | 26 |
| Legal Township | 37 |
| Legal Section | 06 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | BOGUS BROOK |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10708 120TH ST, MILACA, MN 56353-4015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPIRE CU |
| Feb 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on Record |
| Deed Sale | Feb 9, 2021 · Amount on Record |
| Prior Sale | Sep 24, 2012 · Amount on Record |
| Deed Document Number | 2021422559 |
| Prior Transfer Date | Jan 8, 2016 |
| Prior Transfer Doc | A393702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 10708 120TH ST, MILACA, MN 56353-4015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Title Company | US TITLE, CU TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 000A438718 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | A438718 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55113 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 15, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 9, 2021 |
| Property Address | 10708 120TH ST, MILACA, MN 56353-4015 |
| Document Number | A422559 |
| Instrument Date | Dec 7, 2020 |
| Instrument | A422559 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $582.45 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10708 120TH ST, MILACA, MN 56353-4015 |
| Document Number | A422560 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | A422560 |
| Name | GOLDWATER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 000A422561 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | A422561 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 10708 120TH ST, MILACA, MN 56353-4015 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2020 |
| Name | Verified Name |
|---|
| Document Number | A414499 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | A414499 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Bogus Brook Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,550.00 (+7.59%) | $264,000 (+3.29%) Land $122,600 Building $141,400 | $264,000 (+3.29%) Land $122,600 Building $141,400 |
| 2025 | $2,370.00 (-5.65%) Homeowner's exemption | $255,600 (+10.84%) Land $111,800 Building $143,800 | $255,600 (+10.84%) Land $111,800 Building $143,800 |
| 2023 | $2,512.00 | $230,600 Land $60,400 Building $170,200 | $230,600 Land $60,400 Building $170,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 66% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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