10912 Echo Trl, Indianapolis, IN 46236 Property Records

Marion County property record for 10912 Echo Trl, Indianapolis, IN 46236

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,528 sqft · built 1990
Lot Size0.569 acres (24,786 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jun 2017)
Tax Bill$3,899 (2023)
Deeds & MortgagesJul 2021 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN49-01-21-129-027.000-407

Property Details

APN / Parcel Number

Primary APN49-01-21-129-027.000-407
Alternative APN
  • 4031474

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,528 sqft Living Area
Gross Area3,147 sqft
1st Floor Area1,448 sqft
2nd Floor Area1,080 sqft
Basement Area619 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area24,786 sqft (0.569 acres)
Garage TypeAttached
Garage Area700 sqft
Parking Spaces2 Parking Spaces
Patio Area324 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number4031474
Old Parcel Number4031474
Street Address10912 ECHO TRL
CityINDIANAPOLIS
StateIN
Zip46236-9079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionECHO POINTE SEC 2 L 41
Legal Range05
Legal Township17
Legal Section21
Legal SubdivisionECHO POINTE SEC 2
Legal Lot Number41
JurisdictionMARION IN
Township / Civil DivisionLAWRENCE
Census Block Group2
Census Block2005
Census Tract330208

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10912 ECHO TRL, INDIANAPOLIS, IN 46236-9079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE CO INC
Dec 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE CO INC
Jun 2, 2017Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2017 · Amount on Record
Deed SaleJun 2, 2017 · Amount on Record
Prior SaleMay 23, 2014
Deed Document NumberA201700062580
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10912 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000091303
DateJul 13, 2021
InstrumentA202100091303
Lender
NameRUOFF MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10912 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000129469
DateDec 26, 2019
InstrumentA201900129469
Lender
NameRUOFF MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionMARION IN
Recording DateJun 2, 2017
Property Address10912 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Document Number0000062580
Map ReferenceIN 893231
Instrument DateMay 26, 2017
InstrumentA201700062580
Transaction TypeTransfer
Record UpdatedJun 9, 2021
Title CompanyCHICAGO TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10912 ECHO TRL, INDIANAPOLIS, IN 46236-9079

Mortgage

Document Number0000062581
DateJun 2, 2017
InstrumentA201700062581
Lender
NameRUOFF MORTGAGE CO INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionLawrence Township
MunicipalityLawrence City
Unified School DistrictLawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,899.00 (+8.55%) Homeowner's exemption$352,100 (+10.07%) Land $55,200 Building $296,900$352,100 (+10.07%) Land $55,200 Building $296,900
2022$3,592.00 (+8.16%) Homeowner's exemption$319,900 Land $55,200 Building $264,700$319,900 Land $55,200 Building $264,700
2021$3,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAWRENCE UTILITIES
serves 49,000 people · EPA ID IN5249005
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
E. coli
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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