10944 Echo Trl, Indianapolis, IN 46236 Property Records

Marion County property record for 10944 Echo Trl, Indianapolis, IN 46236

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,548 sqft · built 1992
Lot Size0.381 acres (16,596 sqft)
Owner2 Individual Names on Record
Last Sale$338,100 (May 2025)
Tax Bill$3,705 (2024)
Deeds & MortgagesJun 2022 Mortgage
Sep 2021 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN49-01-21-129-015.000-407

Property Details

APN / Parcel Number

Primary APN49-01-21-129-015.000-407
Alternative APN
  • 4031471

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,548 sqft Living Area
Gross Area2,968 sqft
1st Floor Area2,548 sqft
Upper Floors Area1,484 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area16,596 sqft (0.381 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area120 sqft
Gazebo169 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10944 ECHO TRL
CityINDIANAPOLIS
StateIN
Zip46236-9079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionECHO POINTE SEC 2 L 38
Legal SubdivisionECHO POINTE SEC 2
Legal Lot Number38
JurisdictionMARION IN
Township / Civil DivisionLAWRENCE
Census Block Group2
Census Block2005
Census Tract330208

Owner

Source: Marion County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10944 ECHO TRL, INDIANAPOLIS, IN 46236-9079
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Sep 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
RESMAC INC
Jun 28, 2022Warranty Deed, Transfer
Sep 22, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
KEY BANK NA
Oct 8, 2021Intrafamily Transfer, Transfer
Dec 11, 2019Warranty Deed, Transfer · Construction Mortgage
PRIVATE INDIVIDUAL
Sep 24, 2019Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2025 · Amount on Record
Deed SaleMay 22, 2025 · Amount on Record
Prior SaleJun 28, 2022 · Amount on Record
Deed Document Number202541988
Prior Transfer DateJul 19, 2021
Prior Transfer Doc0000135822
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10944 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Transaction TypeMortgage
Record UpdatedAug 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000072776
DateJun 28, 2022
InstrumentA202200072776
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052
Interest
Rate TypeFixed Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10944 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000115534
DateSep 3, 2021
InstrumentA202100115534
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 9, 2051
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10944 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000102111
DateSep 14, 2020
InstrumentA202000102111
Lender
NameRESMAC INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateJun 28, 2022
Property Address10944 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Document Number0000072775
Map ReferenceIN 890003231
Instrument DateJun 3, 2022
InstrumentA202200072775
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address10944 ECHO TRL, INDIANAPOLIS, IN 46236-9079
InvestorPossibly a Property Investor

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARION IN
Recording DateSep 22, 2021
Property Address10944 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Document Number0000126629
Map ReferenceIN 890003231
Instrument DateAug 25, 2021
InstrumentA202100126629
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address17133 NW WOODREED CT, PORTLAND, OR 97229-7513

Transferred To (Grantee/Buyer)

NameVerified Name
Address17133 NW WOODREED CT, PORTLAND, OR 97229-7513

Mortgage

Document Number0000126630
DateSep 22, 2021
InstrumentA202100126630
Lender
NameKEY BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate2.5%

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARION IN
Recording DateOct 8, 2021
Property Address10944 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Document Number0000135822
Map ReferenceIN 890003231
Instrument DateJul 19, 2021
InstrumentA202100135822
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address17133 NW WOODREED CT, PORTLAND, OR 97229-7513

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address17133 NW WOODREED CT, PORTLAND, OR 97229-7513

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateDec 11, 2019
Property Address10944 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Document Number0000124045
Instrument DateDec 4, 2019
Instrument124045
Transaction TypeTransfer
Record UpdatedDec 7, 2020
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17133 NW WOODREED CT PORTLAND OR 972297513, PORTLAND, OR 97229-7513

Mortgage

Document Number124046
DateDec 11, 2019
Instrument124046
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressTHOUSAND OAKS, CA 91360
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term24 Months
DueDec 10, 2021

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateSep 24, 2019
Property Address10944 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Document Number0000093381
Instrument DateSep 20, 2019
Instrument93381
Transaction TypeTransfer
Record UpdatedDec 7, 2020
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7140 E 46TH ST INDIANAPOLIS IN 462263804, INDIANAPOLIS, IN 46226-3804

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionLawrence Township
MunicipalityLawrence City
Unified School DistrictLawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$383,100 (+25.2%) Land $43,500 Building $339,600$383,100 (+25.2%) Land $43,500 Building $339,600
2024$3,705.00 (+11.23%)
2023$3,331.00 (+5.48%) Homeowner's exemption$306,000 (+7.82%) Land $43,500 Building $262,500$306,000 (+7.82%) Land $43,500 Building $262,500
2022$3,158.00 (-45.44%)$283,800 Land $43,500 Building $240,300$283,800 Land $43,500 Building $240,300
2021$5,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAWRENCE UTILITIES
serves 49,000 people · EPA ID IN5249005
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
E. coli
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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