10905 Echo Trl, Indianapolis, IN 46236 Property Records

Marion County property record for 10905 Echo Trl, Indianapolis, IN 46236

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,141 sqft · built 1992
Lot Size0.708 acres (30,884 sqft)
Owner2 Individual Names on Record
Tax Bill$3,503 (2023)
Deeds & MortgagesMay 2026 Mortgage
Feb 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN49-01-21-129-029.000-407

Property Details

APN / Parcel Number

Primary APN49-01-21-129-029.000-407
Alternative APN
  • 4031476

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,141 sqft Living Area
Gross Area3,259 sqft
1st Floor Area1,118 sqft
2nd Floor Area1,023 sqft
Basement Area1,118 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area30,884 sqft (0.708 acres)
Garage TypeAttached
Garage Area556 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number4031476
Old Parcel Number4031476
Street Address10905 ECHO TRL
CityINDIANAPOLIS
StateIN
Zip46236-9079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionECHO POINTE SEC 2 L 43
Legal Range05
Legal Township17
Legal Section21
Legal SubdivisionECHO POINTE SEC 2
Legal Lot Number43
JurisdictionMARION IN
Township / Civil DivisionLAWRENCE
Census Block Group2
Census Block2005
Census Tract330208

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10905 ECHO TRL, INDIANAPOLIS, IN 46236-9079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE CONNECT
Feb 26, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 1, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Nov 29, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Nov 5, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Recording DateMay 15, 2026
Property Address10905 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Document Number0000040968
Instrument DateApr 15, 2026
Instrument202640968
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10905 ECHO TRL, INDIANAPOLIS, IN 46236-9079

Mortgage

Document Number0000040968,
DateMay 15, 2026
Instrument202640968
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10905 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014186
DateFeb 26, 2024
InstrumentA202400014186
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10905 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026323
DateMar 1, 2021
InstrumentA202100026323
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10905 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Document Number0000121166
Instrument DateNov 29, 2019
Transaction TypeMortgage
Record UpdatedDec 24, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10905 ECHO TRL INDIANAPOLIS IN 462369079, INDIANAPOLIS, IN 46236-9079

Mortgage

Document Number0000121166
DateDec 4, 2019
Instrument121166
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 3, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10905 ECHO TRL, INDIANAPOLIS, IN 46236-9079
Document Number0000114927
Instrument DateNov 5, 2018
Transaction TypeMortgage
Record UpdatedNov 29, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10905 ECHO TRL INDIANAPOLIS IN 462369079, INDIANAPOLIS, IN 46236-9079

Mortgage

Document Number0000114927
DateNov 9, 2018
Instrument114927
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 8, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionLawrence Township
MunicipalityLawrence City
Unified School DistrictLawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,503.00 (+5.83%) Homeowner's exemption$321,500 (+7.45%) Land $56,600 Building $264,900$321,500 (+7.45%) Land $56,600 Building $264,900
2022$3,310.00 (+7.99%) Homeowner's exemption$299,200 Land $56,600 Building $242,600$299,200 Land $56,600 Building $242,600
2021$3,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAWRENCE UTILITIES
serves 49,000 people · EPA ID IN5249005
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
E. coli
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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