10911 Rustic Spoke, San Antonio, TX 78245 Property Records

Bexar County property record for 10911 Rustic Spoke, San Antonio, TX 78245

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,044 sqft · built 2012
Lot Size	0.172 acres (7,484 sqft)
Owner	Individual Name on Record
Last Sale	$259,700 (Jun 2026)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05197-708-0190`

Property Details

APN / Parcel Number

Primary APN	`05197-708-0190`
Alternative APN	`1178259`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,044 sqft Living Area
Gross Area	2,444 sqft
1st Floor Area	884 sqft
2nd Floor Area	1,160 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Roof Material	Asphalt
Lot Area	7,484 sqft (0.172 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10911 RUSTIC SPOKE
City	SAN ANTONIO
State	TX
Zip	78245-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5197G (HILLCREST SUBD UT-6A PH 2), BLOCK 108 LOT 19 PER PLAT 9642/59-62 FILED 6/15/2012
Legal Subdivision	CB 5197G (HILLCREST SUBD UT-6A PH 2)
Legal Tract	19
Legal Block	108
Legal Lot Number	19
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO WEST
Census Block Group	3
Census Block	3052
Census Tract	172002

Owner

Source: Bexar County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10911 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Oct 18, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Nov 12, 2024 · Amount on Record
Deed Document Number	2026104677
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEXAR TX
Recording Date	Jun 1, 2026
Property Address	10911 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243
Document Number	0000104677
Instrument Date	May 7, 2026
Instrument	2026104677
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	UPWARD TITLE & CLOSING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10911 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243

Mortgage

Document Number	0000104678,
Date	Jun 1, 2026
Instrument	2026104678

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEXAR TX
Recording Date	Oct 18, 2018
Property Address	10911 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243
Document Number	0000206339
Instrument Date	Oct 18, 2018
Instrument	206339
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10911 RUSTIC SPOKE SAN ANTONIO TX 782453243, SAN ANTONIO, TX 78245-3243

Mortgage

Document Number	206340
Date	Oct 18, 2018
Instrument	206340

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VT 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2048

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Southwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,590.00 (-10.36%)	$277,970 (-9.31%) Land $67,020 Building $210,950	$277,970 (-9.31%) Land $67,020 Building $210,950
2024	$4,005.00 (+10.48%)
2023	$3,625.00 (-19.71%) Homeowner's exemption	$306,500 Land $67,020 Building $239,480	$306,500 Land $67,020 Building $239,480
2022	$4,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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