10923 Rustic Spoke, San Antonio, TX 78245 Property Records

Bexar County property record for 10923 Rustic Spoke, San Antonio, TX 78245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,415 sqft · built 2013
Lot Size	0.108 acres (4,721 sqft)
Owner	Individual Name on File
Last Sale	$224,300 (Feb 2020)
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05197-708-0180`

Property Details

APN / Parcel Number

Primary APN	`05197-708-0180`
Alternative APN	`1178258`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,415 sqft Living Area
Gross Area	1,815 sqft
1st Floor Area	1,415 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Material	Asphalt
Lot Area	4,721 sqft (0.108 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10923 RUSTIC SPOKE
City	SAN ANTONIO
State	TX
Zip	78245-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5197G (HILLCREST SUBD UT-6A PH 2), BLOCK 108 LOT 18 PER PLAT 9642/59-62 FILED 6/15/2012
Legal Subdivision	CB 5197G (HILLCREST SUBD UT-6A PH 2)
Legal Tract	18
Legal Block	108
Legal Lot Number	18
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO WEST
Census Block Group	3
Census Block	3052
Census Tract	172002

Owner

Source: Bexar County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10923 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Apr 23, 2018	Vendor's Lien, Transfer · FHA Mortgage PILGRIM MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	202042244
Record Updated	Sep 20, 2026

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Feb 27, 2020
Property Address	10923 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243
Document Number	0000042244
Map Reference	VOL 9642 PG 59
Instrument Date	Feb 26, 2020
Instrument	20200042244
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FATCO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10923 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243

Mortgage

Document Number	0000042245
Date	Feb 27, 2020
Instrument	20200042245

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10923 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243
Document Number	0000194995
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10923 RUSTIC SPOKE SAN ANTONIO TX 782453243, SAN ANTONIO, TX 78245-3243

Mortgage

Document Number	0000194995
Date	Sep 30, 2019
Instrument	194995

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Apr 23, 2018
Property Address	10923 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243
Document Number	0000075722
Map Reference	VOL9642 PG59
Instrument Date	Apr 18, 2018
Instrument	20180075722
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2302 PUE RD, 2302, SAN ANTONIO, TX 78245-2825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10923 RUTIE SPOKE, SAN ANTONIO, TX 78295

Mortgage

Document Number	0000075723
Date	Apr 23, 2018
Instrument	20180075723

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Southwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,312.00 (-26.7%) Homeowner's exemption	$220,090 (-6.47%) Land $50,630 Building $169,460	$220,090 (-6.47%) Land $50,630 Building $169,460
2024	$3,154.00 (+10.28%)
2023	$2,860.00 (-18.5%) Homeowner's exemption	$235,313 Land $50,630 Building $184,683	$235,313 Land $50,630 Building $184,683
2022	$3,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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