10902 Rustic Spoke, San Antonio, TX 78245 Property Records

Bexar County property record for 10902 Rustic Spoke, San Antonio, TX 78245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,438 sqft · built 2013
Lot Size	0.246 acres (10,725 sqft)
Owner	Individual Name on Record
Last Sale	$229,600 (Feb 2015)
Tax Bill	$4,241 (2025)
Deeds & Mortgages	Oct 2021 Second Mortgage Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05197-709-0620`

Property Details

APN / Parcel Number

Primary APN	`05197-709-0620`
Alternative APN	`1178281`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,438 sqft Living Area
Gross Area	2,785 sqft
1st Floor Area	1,133 sqft
2nd Floor Area	1,305 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Material	Asphalt
Lot Area	10,725 sqft (0.246 acres)
Garage Type	Attached
Garage Area	347 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10902 RUSTIC SPOKE
City	SAN ANTONIO
State	TX
Zip	78245-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5197G (HILLCREST SUBD UT-6A PH 2), BLOCK 109 LOT 62 PER PLAT 9642/59-62 FILED 6/15/2012
Legal Subdivision	CB 5197G (HILLCREST SUBD UT-6A PH 2)
Legal Tract	62
Legal Block	109
Legal Lot Number	62
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO WEST
Census Block Group	3
Census Block	3047
Census Tract	172002

Owner

Source: Bexar County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10902 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU
Jan 25, 2019	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2015 · Amount on Record
Deed Sale	Feb 3, 2015 · Amount on Record
Prior Sale	May 6, 2013 · Amount on Record
Deed Document Number	201518019
Deed Book / Page	17071 / 1562
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10902 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300833
Date	Oct 27, 2021
Instrument	20210300833

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	49 Months
Due	Nov 1, 2025

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEXAR TX
Property Address	10902 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243
Document Number	0000025150
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10902 RUSTIC SPOKE SAN ANTONIO TX 782453243, SAN ANTONIO, TX 78245-3243

Mortgage

Document Number	0000025150
Date	Feb 13, 2019
Instrument	25150

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Southwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,241.00 (-7.38%) Homeowner's exemption	$312,730 (-10.12%) Land $73,680 Building $239,050	$312,730 (-10.12%) Land $73,680 Building $239,050
2024	$4,579.00 (+10.6%)
2023	$4,140.00 (-13.73%) Homeowner's exemption	$347,940 Land $73,680 Building $274,260	$347,940 Land $73,680 Building $274,260
2022	$4,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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