Franklin County property record for 1091 W Springfield Ave, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,492 sqft · built 1978 |
| Lot Size | 12.4 acres (540,144 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $110,000 (Apr 2004) |
| Tax Bill | $1,559 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-2-10.0-0-000-008.100 |
| Primary APN | 25-2-10.0-0-000-008.100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 540,144 sqft (12.4 acres) |
| Patio Area | 64 sqft |
| Shed | 1 Shed |
| Utility Building | 1,200 sqft |
| Street Address | 1091 W SPRINGFIELD AVE |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | PT E 1/2 NE N OF SPRINGFIELD RD |
| Legal Range | 04W |
| Legal Township | 42 |
| Legal Section | 10 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 800404 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 1091 W SPRINGFIELD AVE, GERALD, MO 63037-1809 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 7, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST BK |
| May 10, 2018 | Deed of Trust, Mortgage FIRST BK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2004 · Amount on Record |
| Deed Sale | Apr 30, 2004 · Amount on Record |
| Deed Document Number | 2004-11320 |
| Last Transfer Date | May 4, 2004 |
| Transfer Doc | 0000011320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1091 W SPRINGFIELD AVE, GERALD, MO 63037-1809 |
| Document Number | 0000004553 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1091 W SPRINGFIELD AVE GERALD MO 630371809, GERALD, MO 63037-1809 |
| Document Number | 0000004553 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 4553 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | OWENSVILLE, MO 65066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1091 W SPRINGFIELD AVE, GERALD, MO 63037-1809 |
| Document Number | 0000006704 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1091 W SPRINGFIELD AVE GERALD MO 630371809, GERALD, MO 63037-1809 |
| Document Number | 0000006704 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 6704 |
| Name | FIRST BK MTG |
|---|---|
| Type | Mortgage Company |
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 16, 2038 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,559.00 (+11.36%) | $32,524 (+14.07%) | $175,910 (+13.07%) Land $14,530 Building $161,380 |
| 2023 | $1,400.00 (+0.86%) | $28,513 | $155,580 Land $11,530 Building $144,050 |
| 2022 | $1,388.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| Sparklight DSL | 25 / 3 |
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