1077 W Springfield Ave, Gerald, MO 63037 Property Records

Franklin County property record for 1077 W Springfield Ave, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 2005
Lot Size	15.9 acres (692,604 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,605 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-2-10.0-0-000-008.000`

Property Details

APN / Parcel Number

Primary APN	`25-2-10.0-0-000-008.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2005
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	692,604 sqft (15.9 acres)
Utility Building	1,200 sqft

Location & Zoning

Street Address	1077 W SPRINGFIELD AVE
City	GERALD
State	MO
Zip	63037-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT SE 1/4 OF NE 1/4&PT NE 1/4 OF SE 1/4 N OF COUNTY RD
Legal Range	04W
Legal Township	42
Legal Section	10
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1085
Census Tract	800404

Owner

Source: Franklin County assessment roll, APN 25-2-10.0-0-000-008.000, as of May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1077 W SPRINGFIELD AVE, GERALD, MO 63037-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2003
Deed Sale	Nov 19, 2003
Deed Document Number	2003-31783
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1077 W SPRINGFIELD AVE, GERALD, MO 63037-1809
Document Number	0000011283
Instrument Date	Aug 07, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1077 W SPRINGFIELD AVE GERALD MO 630371809, GERALD, MO 63037-1809

Mortgage

Document Number	0000011283
Date	Aug 30, 2019
Instrument	11283

Lender

Name	FIRST BK
Type	Bank
Address	GERALD, MO 63037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll as of May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,605.00 (+12.24%)	$35,510 (+21.86%)	$188,810 (+21.44%) Land $16,460 Building $172,350
2023	$1,430.00 (-15.68%)	$29,139	$155,470 Land $13,460 Building $142,010
2022	$1,696.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 3 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Wisper ISP Fixed Wireless	100 / 20
Cable One DSL	25 / 3