Franklin County property record for 1061 W Springfield Ave, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,512 sqft · built 1920 |
| Lot Size | 25.7 acres (1,123,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Apr 2017) |
| Tax Bill | $1,103 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-2-10.0-0-000-009.000 |
| Primary APN | 25-2-10.0-0-000-009.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Other |
| Construction Type | Frame |
| Lot Area | 1,123,848 sqft (25.7 acres) |
| Garage Area | 374 sqft |
| Shed | 1 Shed |
| Lean-To | 182 sqft |
| Utility Building | 864 sqft |
| Street Address | 1061 W SPRINGFIELD AVE |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | PT SE OF NE&PT NEOF SEN OF COUNTY RD |
| Legal Range | 04W |
| Legal Township | 42 |
| Legal Section | 10 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 800404 |
1061 W Springfield Ave is owned and occupied by two individuals who bought it in April 2017.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1061 W SPRINGFIELD AVE, GERALD, MO 63037-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 13, 2017 | Warranty Deed, Transfer · FHA Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2017 · Amount on File |
| Deed Sale | Apr 13, 2017 · Amount on File |
| Deed Document Number | 1705349 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1061 W SPRINGFIELD AVE, GERALD, MO 63037-1809 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002516817 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2516817 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1061 W SPRINGFIELD AVE, GERALD, MO 63037-1809 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002117907 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2117907 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 13, 2017 |
| Property Address | 1061 W SPRINGFIELD AVE, GERALD, MO 63037-1809 |
| Document Number | 0000005349 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 5349 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Title Company | FRANKLIN COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1061 W SPRINGFIELD AVE GERALD MO 630371809, GERALD, MO 63037-1809 |
| Document Number | 5350 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 5350 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2047 |
The 2025 property tax bill for 1061 W Springfield Ave was $1,103.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,103.00 | $20,147 | $109,700 Land $18,260 Building $91,440 |
| 2023 | $857.00 (-2.61%) | $17,458 | $95,740 Land $15,260 Building $80,480 |
| 2022 | $880.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1061 W Springfield Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1061 W Springfield Ave is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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