1091 Summit Oak Dr, Lake Forest (Trabuco Canyon), CA 92679 Property Records

Orange County property record for 1091 Summit Oak Dr, Lake Forest, CA 92679

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,299 sqft · built 2018
Lot Size	0.133 acres (5,811 sqft)
Owner	Trust Name on File
Last Sale	$1,317,000 (Apr 2020)
Tax Bill	$14,912 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`606-333-13`

Property Details

APN / Parcel Number

Primary APN	`606-333-13`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	4,299 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	5,811 sqft (0.133 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1091 SUMMIT OAK DR
City	LAKE FOREST
State	CA
Zip	92679-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17826 BLK LOT 12
Legal Tract	17826
Legal Lot Number	12
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1014
Census Tract	52428

Owner

1091 Summit Oak Dr is owner-occupied and held in a trust since April 2020.

Source: Orange County records, as of November 17, 2025

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	1091 SUMMIT OAK DR, LAKE FOREST, CA 92679-1239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 10, 2020 · Amount on File
Deed Sale	Apr 10, 2020 · Amount on File
Deed Document Number	2020000162524
Record Updated	Jun 8, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 10, 2020
Property Address	1091 SUMMIT OAK DR, LAKE FOREST, CA 92679-1239
Document Number	0000162524
Map Reference	MB 951 PG 14-23
Instrument Date	Dec 10, 2019
Instrument	2020000162524
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	77 HANGING GDN, IRVINE, CA 92620-2313

Mortgage

Document Number	0000162525
Date	Apr 10, 2020
Instrument	2020000162525

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1091 Summit Oak Dr was $14,912.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,912.00	$1,439,920 Land $335,922 Building $1,103,998
2023	$14,318.00 (+1.81%)	$1,384,007 Land $322,878 Building $1,061,129
2022	$14,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1091 Summit Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1091 Summit Oak Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20