Orange County property record for 1082 Summit Oak Dr, Lake Forest, CA 92679
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,769 sqft · built 2018 |
| Lot Size | 0.153 acres (6,667 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,753,000 (Oct 2018) |
| Tax Bill | $20,347 (2025) |
| Deeds & Mortgages | Oct 2018 Transfer Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 606-333-60 |
| Primary APN | 606-333-60 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,769 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Lot Area | 6,667 sqft (0.153 acres) |
| Garage Area | 664 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1082 SUMMIT OAK DR |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92679-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 17826 BLK LOT 73 |
| Legal Tract | 17826 |
| Legal Lot Number | 73 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 52428 |
1082 Summit Oak Dr is owned by an individual who bought it in October 2018.
Source: Orange County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 BUTLER ST, IRVINE, CA 92612-2724 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2018 | Quit Claim Deed, Transfer FNTG BUILDER SERVICES |
| Oct 24, 2018 | Grant Deed, Transfer · ARM CATHAY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2018 · Amount on File |
| Deed Sale | Oct 24, 2018 · Amount on File |
| Prior Sale | Oct 24, 2018 · Amount on File |
| Deed Document Number | 2018000384822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 24, 2018 |
| Property Address | 1082 SUMMIT OAK DR, LAKE FOREST, CA 92679-1239 |
| Document Number | 0000384823 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 384823 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2018 |
| Title Company | FNTG BUILDER SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 15 BUTLER ST IRVINE CA 926122724, IRVINE, CA 92612-2724 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 24, 2018 |
| Property Address | 1082 SUMMIT OAK DR, LAKE FOREST, CA 92679-1239 |
| Document Number | 0000384822 |
| Map Reference | MB951 PG14-23 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 2018000384822 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FNTG BUILDERS SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 15 BUTLER ST, IRVINE, CA 92612-2724 |
| Document Number | 0000384824 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 2018000384824 |
| Name | CATHAY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Nov 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
The 2025 property tax bill for 1082 Summit Oak Dr was $20,347.
Source: Orange County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $20,347.00 | $1,955,497 Land $769,819 Building $1,185,678 |
| 2023 | $19,556.00 (+1.81%) | $1,879,563 Land $739,925 Building $1,139,638 |
| 2022 | $19,208.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1082 Summit Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1082 Summit Oak Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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