Orange County property record for 1081 Summit Oak Dr, Lake Forest, CA 92679
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,712 sqft · built 2018 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,242,000 (Sep 2018) |
| Tax Bill | $14,314 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 606-333-14 |
| Primary APN | 606-333-14 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,712 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Area | 487 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1081 SUMMIT OAK DR |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92679-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 17826 BLK LOT 11 |
| Legal Tract | 17826 |
| Legal Lot Number | 11 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 52428 |
1081 Summit Oak Dr is owned and occupied by an individual who bought it in September 2018.
Source: Orange County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1081 SUMMIT OAK DR, LAKE FOREST, CA 92679-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Sep 6, 2018 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2018 · Amount on File |
| Deed Sale | Sep 6, 2018 · Amount on File |
| Deed Document Number | 2018000327717 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1081 SUMMIT OAK DR, LAKE FOREST, CA 92679-1239 |
| Document Number | 0000421936 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1081 SUMMIT OAK DR LAKE FOREST CA 926791239, LAKE FOREST, CA 92679-1239 |
| Document Number | 0000421936 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 421936 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 27, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 6, 2018 |
| Property Address | 1081 SUMMIT OAK DR, LAKE FOREST, CA 92679-1239 |
| Document Number | 0000327717 |
| Map Reference | MB951 PG14-23 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 2018000327717 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1081 SUMMIT OAK DR, LAKE FOREST, CA 92679-1239 |
| Document Number | 0000327718 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 2018000327718 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 1081 Summit Oak Dr was $14,314 with a homeowner's exemption.
Source: Orange County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,314.00 Homeowner's exemption | $1,385,467 Land $435,963 Building $949,504 |
| 2023 | $13,748.00 (+1.82%) Homeowner's exemption | $1,331,668 Land $419,033 Building $912,635 |
| 2022 | $13,502.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1081 Summit Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1081 Summit Oak Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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