1070 Emerald Dr, Aurora, IL 60506 Property Records

Kane County property record for 1070 Emerald Dr, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,488 sqft · built 1987
Lot Size	0.224 acres (9,764 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Mar 2006)
Tax Bill	$7,689 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-18-228-023`

Property Details

APN / Parcel Number

Primary APN	`15-18-228-023`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,636 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	9,764 sqft (0.224 acres)
Lot Dimensions	122 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1070 EMERALD DR
City	AURORA
State	IL
Zip	60506-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN TRAIL WEST UNIT 9 : LOT 60 LOT DIMENSIONS: 80 X 122.05 APPROX LOT SQ FT 9764 SUBDIVISION: INDIAN TRAIL WEST RANGE CODE: 001
Legal Subdivision	INDIAN TRAIL WEST
Legal Block	1
Legal Lot Number	60
Legal Unit	9
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1011
Census Tract	853005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1070 EMERALD DR, AURORA, IL 60506-1642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2006 · Amount on Record
Deed Sale	Mar 30, 2006 · Amount on Record
Deed Document Number	200634153
Last Transfer Date	Aug 24, 2007
Transfer Doc	0000098835
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1070 EMERALD DR, AURORA, IL 60506-1642
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024478
Date	Mar 29, 2021
Instrument	2021K024478

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 31, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1070 EMERALD DR, AURORA, IL 60506-1642
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019778
Date	Mar 12, 2021
Instrument	2021K019778

Lender

Name	DUPAGE CU
Type	Credit Union
Address	80567

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,689.00 (+12.64%) Homeowner's exemption	$111,527 (+9.39%) Land $17,406 Building $94,121	$334,715 (+9.39%) Land $52,239 Building $282,476
2024		$101,954 (+22.66%) Land $15,912 Building $86,042	$305,984 (+22.71%) Land $47,755 Building $258,229
2022	$6,826.00 (+5.39%) Homeowner's exemption	$83,116 (+8.09%) Land $12,972 Building $70,144	$249,348 (+8.09%) Land $38,916 Building $210,432
2021	$6,477.00 Homeowner's exemption	$76,895 Land $12,077 Building $64,818	$230,685 Land $36,231 Building $194,454

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Watch TV.

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